Hide n Gift allows you to do your valentine check- Tempemail – Blog – 10 minute

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There are many opportune moments during the year to express your love and affection towards people in your social, office and friend circles however, how many occasions have you grabbed to show the same to your online connections ? (naturally not considering people whom you already know )… yes they are still ‘connections’ until you acknowledge affection or love and other emotions towards them. With the proliferation of online tools and platforms, the online community circle of people has also increased. To loosely define, connections with whom your relationship is purely on the tool or platform. It started there and remains like that. Some chats, likes, emojis, comments here and there. Nothing beyond that.
Valentine’s Day is an apt moment, to express and manifest the online relationship and take it to the next level. Gifting can be the way to show that your mindspace also has a small real estate for them. But online relationships has a trust factor involved and sending a gift requires a physical address to be shared, which people would be hesitant to share. Dead end. No. There is a platform available, which can allow you generate a virtual postal address and invite your connections to send you gifts.
Hide n Gift generates a six digit virtual postal address after having entered your physical address. Then, it creates a link, which can be posted on social platforms like Twitter, Facebook, Pinterest, Instagram, etc. The people who would like to send the gift to you can click on the link and select from the gift shop that opens up and send the gift. The payment can be done online and the gift gets delivered through courier. The parcel will only have the name of the sender without any information whatsoever. Even the courier company has no information about the sender.
There are a host of options available to express your love. From a thirty rupee kit-kat to an expensive gift-pack. “To start with, we have a gift list of small ticket size items – chocolates, gift packs, etc but we expect the volumes to be higher. Valentine’s Day is one such opportunity for people to express their love,” says Anand Muthiah, Founder, Hide N Gift.
The registrations and volumes have shot up in the last couple of days because of Valentine’s Day. In an interesting instance of people showing their gratitude towards old age citizens. A junior colleague gifted his senior colleague with a fruit and nut chocolate and she got elated and shared it as a testimonial. Small moments of love.
Anonymous gifting is a new space. There are many options available to gift known people but there are hardly any avenues to gift online associations. Amazon Wishlist being one exception, where people who want to receive gifts can select the products and Amazon will package them in a link, which can be posted on social media platforms by the wishlist creator. People who are interested in gifting will buy those gifts from Amazon and send it to the person.
So when you send gifts to your ‘connections’, they are no longer connections but ‘associations’.

If you have an interesting article / experience / case study to share, please get in touch with us at [email protected]

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Valentine credit data crackdown delivers kiss of death for online fraud – Finance – Networking – Security- Tempemail – Blog – 10 minute

It might be Valentine’s Day, but there will be no bouquets for debt collectors and online payment card fraudsters hoarding personal details, all thanks to a small but lethal tweak quietly delivered by the Office of the Australian Information Commissioner.
From today, credit information providers across Australia will be legally required to share information, between themselves, on when a consumer has asked for a ban on new credit applications – the ground floor door for online fraudsters establishing bogus credit cards and loans.
It’s a small, common sense and incremental change that flies in the face of all the fear and loathing peddled by cyber security vendors and will require no big spend on new detection systems, software and widely loathed PCI-DSS upgrades that can cost more than they save.
But it’s set to have a big effect, because it closes a yawning hole scammers have been exploiting for decades thanks to the opaque nature of consumer credit hygiene reporting used by banks, credit cards utilities and telcos.
The crackdown comes in the form of amendments to the Credit Reporting Code 2014 overseen by the OAIC and requires agencies that check your credit score to now ping each other to check if you’ve requested an active stop on fresh credit being issued in your name.
What that means is that if you’ve been a victim of identity fraud, or had your card or accounts compromised, crooks will find it a lot harder to just keep signing you up for new products that are then looted, leaving consumers to clean up the mess.
The OAIC’s small step is also important because once it bites, it’s likely to lessen the utility and dark market resale value of stolen Australian credentials used by fraudsters to impersonate legitimate customers.
Credit cards are the big prize for ID fraudsters, because once bogus accounts are set up across multiple issuing banks it can be between 50 days to three months before a sting is discovered, often when bills aren’t paid and are sent through to ‘collection’ – or the debt collectors.
And it’s those defaults that then wind up on a customer’s credit file, with the victim often only finding out when debt collectors come calling with threats of legal action, triggering a long and painful disputation process.
It’s a regulatory loophole the credit fraudsters have driven a truck through for years.
Amazingly, until now, there has been no formal requirement for credit bureaus to share consumer requests for new credit stops between themselves, resulting in identity theft victims being forced to go agency by agency to prevent their stolen credentials from being repeatedly misused.
We’ll get to the important and ignominious relationship between debt collectors and credit agencies in a moment, because there’s a track record of poor, often illegal behaviour and fraud victim exploitation
The challenge for ID fraud victims, especially in the age of digital onboarding and screen scraping, is that it’s not just loans or credit cards that get maxed-out by fraudsters. In the main, banks are vigilant to fraud and can and do act quickly upon detection.
The real consumer sting is for phone services, gas, electricity, cable television packages and now increasingly buy-now pay-later and merchant credit facilities (think tech, tools and tradies) that are used to milk out value.
The typologies are not that sophisticated, but they are effective. Sign-up for a two year mobile phone plan on a stolen card and and credentials, shift the phone.
Take the poor value (but easy to get) monthly instalment plan for a high-end gaming laptop. The list goes on.
Enter the debt collectors and the credit bureaus, who for the most part are joined at the hip.
Once the payments made using stolen credentials or instruments stop and the bills mount up (remember the 50-day interest free period), the fraud victim usually only finds out when they get a menacing phone call to pay.
As previously reported by iTnews, not all debt collectors are empathetic to the plight of fraud victims. 
They and can, and do, sometimes harass and threaten fraud victims to get the money allegedly owed, irrespective of the evidence, abusing their substantial powers and aggravating the harm to victims.
Queensland based debt collector Panthera is currently being prosecuted by the Australian Competition and Consumer Commission (ACCC) for multiple instances of unconscionable conduct that all revolve around the alleged hounding of fraud victims to pay debts they did not incur.
The key allegation in the ACCC case is that Panthera broke the law because it used “undue harassment” stemming from “repeatedly pursuing payment from each of the consumers, and continuing to require onerous documentation from each consumer after they had informed Panthera of the basis on which they were not in fact liable for the debt being pursued”. 
In one of the incidents alleged by the ACCC in the Panthera case, the debt collector extracted $100 from a victim who had a Telstra Mobile Broadband account fraudulently taken out in their name under the pretext of a credit default being removed (it wasn’t, despite the money being paid).
Put that behaviour in the context of credit bureaus not telling each other when a stop on new credit has been requested and it’s not hard to see how criminals milk the same victim multiple times over.
“These changes make it easier for people to prevent identity and credit fraud. Consumers can ask credit reporting bodies to notify each other about the consumer’s request to place a ban period on credit applications, OAIC Commissioner Angelena Falk said back in December when the changes were flagged.
The amendments will also set strict timeframes “for processing corrections to consumer credit reports” as well as limiting what information can be kept on credit files.
The seamy end of the credit and debt collection industry will never smell of roses, but from today it will stink that little bit less.

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

Hide n Gift allows you to do your valentine check- Tempemail – Blog – 10 minute

Read Article

There are many opportune moments during the year to express your love and affection towards people in your social, office and friend circles however, how many occasions have you grabbed to show the same to your online connections ? (naturally not considering people whom you already know )… yes they are still ‘connections’ until you acknowledge affection or love and other emotions towards them. With the proliferation of online tools and platforms, the online community circle of people has also increased. To loosely define, connections with whom your relationship is purely on the tool or platform. It started there and remains like that. Some chats, likes, emojis, comments here and there. Nothing beyond that.
Valentine’s Day is an apt moment, to express and manifest the online relationship and take it to the next level. Gifting can be the way to show that your mindspace also has a small real estate for them. But online relationships has a trust factor involved and sending a gift requires a physical address to be shared, which people would be hesitant to share. Dead end. No. There is a platform available, which can allow you generate a virtual postal address and invite your connections to send you gifts.
Hide n Gift generates a six digit virtual postal address after having entered your physical address. Then, it creates a link, which can be posted on social platforms like Twitter, Facebook, Pinterest, Instagram, etc. The people who would like to send the gift to you can click on the link and select from the gift shop that opens up and send the gift. The payment can be done online and the gift gets delivered through courier. The parcel will only have the name of the sender without any information whatsoever. Even the courier company has no information about the sender.
There are a host of options available to express your love. From a thirty rupee kit-kat to an expensive gift-pack. “To start with, we have a gift list of small ticket size items – chocolates, gift packs, etc but we expect the volumes to be higher. Valentine’s Day is one such opportunity for people to express their love,” says Anand Muthiah, Founder, Hide N Gift.
The registrations and volumes have shot up in the last couple of days because of Valentine’s Day. In an interesting instance of people showing their gratitude towards old age citizens. A junior colleague gifted his senior colleague with a fruit and nut chocolate and she got elated and shared it as a testimonial. Small moments of love.
Anonymous gifting is a new space. There are many options available to gift known people but there are hardly any avenues to gift online associations. Amazon Wishlist being one exception, where people who want to receive gifts can select the products and Amazon will package them in a link, which can be posted on social media platforms by the wishlist creator. People who are interested in gifting will buy those gifts from Amazon and send it to the person.
So when you send gifts to your ‘connections’, they are no longer connections but ‘associations’.

If you have an interesting article / experience / case study to share, please get in touch with us at [email protected]

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!