HDFC Bank gives SmartUp Grants to social sector start-ups- Tempemail – Blog – 10 minute

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HDFC Bank today disbursed SmartUp grants cumulatively worth Rs 5 crore to start-ups working in the social sector. These grants are helping to nurture start-ups that offer unique solutions to bring about sustainable change in society and the environment. These grants have been offered under the aegis of Parivartan, the umbrellaname for the bank’s social initiatives.
In Bengaluru, 20 start-ups were awarded these grants. This takes the total tally to more than 60 starts-ups who have been given this grant over the past three years. 30 shortlisted startups made presentations to a jury panel, out of which SmartUp grants were offered to about 20 start-ups.
The Bank works through incubators such as IIT Kanpur, T -Hub, KIIT TBI, Villgro, IIM Ahmedabad, IIM Bangalore, BITS Pilani to name a few to identify start-ups in the social sector. To identify start-ups for the grants, the foremost criteria is the start-up should be working in the social sector.
During the presentation, start-ups were evaluated on the following points:a. Sustainability of the ideab. Potential to scale upc. How does it benefit the society and environmentd. Uniqueness of the Project
In the past, Smart-Up grants have been given to some unique ideas by start-ups working on innovative solutions in tackling climate change, waste management, skills training and enhancing livelihood. Previously, these grants have been given to startups based not just in Mumbai, Pune and Delhi, but also from Jamshedpur, Kalahandi in Odisha, Kochi, Tiruvanathapuram, Hyderabad to name a few.
For example, last year, grant was offered to Bleetech, a start-up that works on need – based technological solutions in the social sector for the deaf and hard of hearing community. Another example is Kriya Labs, that’s developing a processing technology to convert agro-waste like rice straw into pulp — which can then be used to make several biodegradable products like cups, plates and other tableware.
Smita Bhagat, HDFC Bank
“The SmartUp grants are part of Bank’s endeavor to further deepen our relationship with the start-up eco-system in India. Through the SmartUp programme, we are already engaging with the start-up community to partner with them in their entrepreneurial journey using smart financial tools, advisory services and technology. We realize there are start-ups who are working on innovative solutions to bring a sustainable change in the society. Therefore, these grants are a small token of our appreciation and encouragement to start-ups in social sector to pursue ideas that’s benefits the society,” said Smita Bhagat, Country Head, Government & Institutional Business, e-commerce and start-ups, HDFC Bank.
“Parivartan means change and we are happy to be part of a positive change that

start-ups in social sector are looking to bring about. There are start-ups working in enhancing livelihood, skilling and working with the challenged sections of the society; bringing inclusive change which is in sync with our objective to give back to the society we live in,” said Ashima Bhat, group head – CSR,  Infrastructure and Finance, HDFC Bank. SmartUp Grants are part of a larger effort by HDFC Bank to create an ecosystem to nurture the spirit of innovation and enterprise in the start-up space. It is an extension of HDFC Bank’s SmartUp Solution through which the bank offers tailor-made banking and advisory solutions to entrepreneurs.
The journey began with the launch of SmartUp solution, a first-of-its-kind banking solution for start-ups, tailored to meet all the requirements of a start-up by offering banking and payment solutions, along with advisory and forex services. Furthermore, by accessing the bank’s SmartUp portal, start-ups are able to tap into the knowledge and experience of a complete network of start-ups while simultaneously offering their services to this universe. The bank now has dedicated SmartUp zones in over 65 branches in 30 cities across India, including tier2 and 3 cities that are emerging as start-up hubs.

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NIDHI-Seed Support System (NIDHI-SSS) seed fund of Rs 5 crores to startups incubated under Zone Startups India- Tempemail – Blog – 10 minute

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Zone Startups India is enabling a Department of Science and Technology (DST) seed fund support system for promising startups with a corpus of Rs 5 crore under the scheme Tempemail Initiative for Developing and Harnessing Innovations – Seed Support System (NIDHI-SSS)” of the DST.
The Rs 5 crores fund will provide financial assistance for select startups incubated at Zone Startups India that have promising ideas, innovations and technologies.
Seven startups were selected to participate in a day-long pitching round in front of a panel of esteemed jury members. They were trained through a one-on-one mentoring session by Rupak Shah, CEO, LearnAur.com   Evaluation of startups is based on key parameters – team, customer value proposition, technology, market size & dynamics, entry barriers, competition, revenue model, profitability, future dependency on funding, potential to exit and overall impact creation.
Says Hemant Gupta, Managing Director, Zone Startups India, “The NIDHI- SSS  seed fund will help our startups for their early-stage funding requirements which will help them to raise further funds and to scale up. The process of being mentored and making a pitch to an esteemed jury adds value to the startups in their growth journey.”
 He adds “ Startups at a growth phase need funds for product development, testing and trial, test marketing, professional consultancy, IPR, and manpower. This funding helps startups accelerate their growth to the next phase.  From idea to concept to market is a challenging process, right mentoring and funding at the right time is often the game-changer for the startup”
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Microsoft launches 100X100X100 program for Indian B2B startups- Tempemail – Blog – 10 minute

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Reinforcing its commitment to accelerate the startup ecosystem in India, Microsoft launched the 100X100X100 program for B2B SaaS startups in India today. A first of its kind program in India, this initiative will bring together 100 committed companies and 100 early and growth startups that have enterprise-ready solutions to offer. Each participating company will commit to spend $100K over a course of 18 months on solutions provided by the SaaS startups. More than 50 startups are part of the program at launch.
Anant Maheshwari, President, Microsoft India, said, “India has one of the largest B2B SaaS startup ecosystems in the world, and it’s growing exponentially. This initiative will help build scale and create amazing opportunities for startups. Businesses can now fast-track their digital journeys through easy adoption of enterprise-grade solutions. We’re excited to see the outcomes of these partnerships.”
Launched under the aegis of Microsoft for Startups, the 100X100X100 program will help enterprises fast track their digital transformation through faster adoption of SaaS solutions. It will make available a variety of curated, ready to launch, enterprise grade solutions from startups with a proven track record. At the same time, it will aim to create a profitable domestic market for the fast growing Indian B2B SaaS startup segment by increasing their revenue and customer base.
The initiative is open to Microsoft co-sell enabled startups associated with Microsoft India with Startups. As part of the program, these startups will also have access to regular speed-contracting sessions with prospective customers at Microsoft industry and customer events. The program will be conducted with the support of ecosystem partners and industry associations including the Delhi and Mumbai Chapters of The Indus Entrepreneurs (TiE).
Microsoft is committed to helping entrepreneurs build and scale their companies, by leveraging the cloud platform, enterprise sales team and partner ecosystem. Microsoft India with Startups opens doors for startups from the country by helping make them enterprise ready. Microsoft has evolved its approach from ‘partnering to partnership’, both technical and commercial, guiding startups through every stage of growth.
Microsoft for Startups allows early stage B2B startups to leverage Microsoft’s Azure marketplace, enterprise sales team, and rapidly growing partner ecosystem. Under this initiative, the Microsoft ScaleUp program is designed for Series A-C startups. Through its cutting edge technology expertise, strong focus on Microsoft for Startups, a growing partner ecosystem, and the venture fund M12, Microsoft is uniquely positioned to help startups evolve from being market ready to enterprise ready.

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ICICI Bank launches online hackathon for startups to create next generation products and solutions- Tempemail – Blog – 10 minute

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ICICI Bank recently announced the launch of the fourth edition of ‘ICICI Appathon’, a virtual challenge for start-ups to create next generation products and solutions. Start-ups can develop unique products by using over 250 APIs (Application Programming Interfaces) hosted on the Bank’s API Banking portal.
Participants need to envision innovative solutions around diverse set of APIs in categories like lending, payments, retail & corporate banking, trade among others.
Speaking on the initiative, Anup Bagchi, Executive Director, ICICI Bank said, “ICICI Bank has been at the forefront of digital innovations since its inception. We continue to seek opportunities to collaborate with the wider start-up ecosystem which will help foster rapid innovation and bring in value addition for our customers. ‘ICICI Appathon’ is a great opportunity for all new age companies to partner with us and create path breaking solutions by using our APIs.”
Overall process and timelines:
Registration: Startups can register on https://developer.icicibank.com/ and submit their ideas by February 23, 2020. Startups will have to share a brief presentation describing problem statement, market opportunity, product features and APIs to be used for integration.
Development: The names of the shortlisted start-ups will be announced by February 25, 2020. Access to ICICI Bank APIs would be given for product development and startups would have to provide video of the product demo by first week of March 2020.
Evaluation: Finalists will be announced by mid-March 2020. They will be invited to Mumbai to compete in the ‘Grand Finale’.
Eligibility criteria:
· The programme is open to startups and companies aiming to use ICICI Bank’s APIs
· Participating team should use at least one of the listed ICICI Bank APIs available on the website
These innovative solutions will be judged on the basis of multiple parameters like its concept, uniqueness, functionality, business potential, user experience and scalability. The finalists will also get a chance to work with ICICI Bank’s Business and Technology teams to improvise their solutions before the grand finale.
‘ICICI Appathon’ winners will be selected by a jury of eminent leaders from the banking industry and start-up ecosystem. The winners will be awarded with prizes worth over Rs. 10 lakh along with a partnership opportunity to create products with ICICI Bank.

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Meet These 5 Indian AI Startups That Are Making The World A Better Place- Tempemail – Blog – 10 minute

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‘Powered by Artificial Intelligence’- a common tagline used by most companies that gloat of using AI to solving business or customer problems. The use of AI is seen significantly in both B2B and B2C forms of business benefiting each in its own structure. 
The World Economic Forum also reveals the growth in the number of papers published on AI, Venture Capitalists placing their bets on AI startups and so many AI startups sprouting in the past few years. These startups explore a lot of different sectors and are very specific to the problem they are solving. 
Humans, being empathetic individuals have also explored sectors that could use AI for the greater benefit and in a way make the world a better place. These startups are the right mix of social cause and technology. 
5 Indian AI startups in India that were incepted with the thought of making a world a better place:
Staqu- AI tackling crime
This Gurugram based startup, founded by Atul Rai, is working with the Indian police to help mitigate crime by using AI-based facial recognition technology. India spent a whopping amount of $1.19 trillion on violence cost in 2017 as per a report by the Institute of Economics and Peace. Staqu wished to curb this problem that was having an impact on India’s economy. 
They built a facial recognition technology to identify criminals. How is it different from other facial recognition? Their AI-powered app helps police click a picture of the individual, upload on the app and immediately receive data. 
This app is being used by the Indian Army and the states of Punjab, Rajasthan, Uttarakhand, Telangana and Uttar Pradesh. 
Blue Sky Analytics- Providing data on climate change
Climate change is one of the most pressing concerns of our time and taking action against it is imperative. Co-founded by Abhilasha Purwar and Kshitij Parwar, Blue Sky Analytics is a space tech startup that provides global stakeholders with environmental data by using AI-enabled solutions. Real-time data provided by them is high resolution and high frequency that can help take environmental decisions to reduce air pollution. 
They provide environmental data such as air quality data with predictions for the next three days, comparison of data and news about air quality. 
Intello Labs- Quality check with AI app
The Indian Agrarian crisis has been one of the worst ever leading to grave situations such as crop failures and farmer suicides. The agriculture sector is the most important one since it grows the most basic survival requirement- food. Contributing to 18% of India’s GDP, the agriculture sector is in need of attention and some efforts have already begun. 
Intello Labs is an AI-based agritech startup that provides solutions such as image detection, analysis, grading and testing of the commodities. They also offer testing and grading of corn, tomato, wheat, potato, onions, and soybean. Founded by Milan Sharma in 2016, the company has developed an app that allows farmers to click pictures of the commodity, upload it on the app and get a report on its quality. 
Leverage Edu- Helping students make decisions
In the last two decades, there has been a major transformation in the education sector of the country. More and more course options are finding their way to colleges and universities. However, there is not enough guidance provided to students on their aptitude and what course options can they explore. 
Leverage Edu is founded by Akshay Chaturvedi (CEO) and is aimed at mentoring students and also navigate them through college admission processes for professionals as well as high schoolers. The startup has an app that uses AI to match students profile with courses offered at different colleges that best suit their requirements. Once it has matched students, they are connected with an expert to take things forward. There are subjective and objective parameters upon which the app judges what is suited for the student.
In a teenager’s words, the dilemma of ‘what to do with my life’ would be solved and moreover, the right people will be headed to their best-suited profession. 
Niramai- Detecting Breast Cancer 
There has been a strong resistance seen in women to have regular breast check-ups done and with rising cases of breast cancer, it has become more important to spread awareness. 
A simple mammogram is useful for detecting breast cancer in older women but there have been more cases in young women as well. Early diagnosis of cancer in any form would be recommended. With breast cancer, there is a 99% chance of survival. 
‘Thermalytix’ is Niramai’s solution that makes use of AI technology. A thermal sensing device scans the chest area like a camera which solves the privacy and touch problem that makes women hesitant to go for tests. Once the scan is produced to the pathologist, early signs of cancer can be detected. 
What makes this different? Tumors that are 5 times smaller are also detected by this technology. Other clinical examinations don’t offer that. For small towns, this is of more benefit as there isn’t heavy equipment involved for setting up. 
Read in detail: World Cancer Day: 5 Startups Working Towards Detecting Early Stage Cancer
Concluding… 
The advancement of technology is great to make human lives more convenient but for bigger causes, it can be even more fruitful. For a market that is so welcoming to AI, startups using it for nobler causes are a positive boost to the economy.

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6 Successful Indian Startups Founded By Women- Tempemail – Blog – 10 minute

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Women have been performing spectacularly in the startup space. 
It’s not just a boys club anymore, Indian women have begun to meticulously chart out their entrepreneur plans and make them successful. While India continues to lay genuine emphasis on discarding gender inequalities and stereotypes, women still have to ward off challenges thrown at them which probably wouldn’t be thrown at men. Whether it is a technology startup or any business startup, the struggle to combat the stereotype, of not many women working in these fields can be tiring. 
Nevertheless, times are finally changing and this article focuses on women entrepreneurs who are part of the biggest shift in the online industry with their innovative startups changing lives. 
Featuring Top 6 Women-led startups we can’t do without: 
#1 MobiKwik
#2 Yatra
#3 Zivame
#4 Nykaa
#5 SlideShare
#6 Embibe
#1 Co-Founder of MobiKwik: Upasana Taku
Mobikwik is a mobile-based digital wallet that allows digital payments. Users can add money to the wallet and conduct online transactions. The co-founder of MobiKwik has quite an inspiring story for budding women entrepreneurs. 
Upasana Taku is an ideal candidate for every high paying job in the corporate sector with her NIIT and Standford Degrees. She was employed with PayPal in the US and it wasn’t until 2008 that she decided to challenge her potential and join MobiKwik as a Co-founder by 2009. 
MobiKwik was initially started as a recharge platform and later matured into a digital wallet. 
#2 Co-Founder of Yatra.com: Sabina Chopra
Popular travel bookings portal Yatra.com was co-founded by Sabina Chopra, who set up this platform when travel commerce was just growing in the Indian market. By identifying the potential of travel commerce in India and people moving towards cheaper or easier travel, Yatra was already in place. As the need for online bookings grew, Yatra was a ready platform that people were able to easily access. 
Sabina was the former Head of India Operations of eBookers, which is also an online travel company based in Europe. Along with this, she was also working with Japan Airlines which further adds to her experience in the travel industry. 
The second annual Women Leaders in India Awards, 2010 acknowledged her work and she was declared the winner in the Travel & Tourism group. 
#3 Founder of Zivame: Richa Kar
Recognizing inadequacies in daily life and working on finding a solution for the same is both noble and a great opportunity for business. Richa Kar did something similar when she launched Zivame, an online lingerie store for women. She was opposed by many people and her own parents too since the purpose of the store was a hushed topic for Indian society. 
This was the exact problem that her startup was launched to fight- the embarrassment of buying lingerie. She realized women in India are not as comfortable going for lingerie shopping since the stores mainly had male salespeople to guide them. 
Despite being ridiculed and not taken seriously, Richa continued to Zivame and today the store is popular with the company valuation standing at Rs. 681 crores. 
#4 Founder of NyKaa: Falguni Nayyar
The founder of Nykaa.com, a beauty, and wellness e-commerce platform, has an experience of 25 years in financial services! Falguni Nayyar was the former Managing Director of Kotak Mahindra Group and after 25 years in the industry, she decided to take a leap of faith with Nykaa. A graduate from IIM Ahmedabad, Nayyar was extremely determined and focused to leave behind corporate life and begin something of her own. 
Her hard work and diligence towards developing Nykaa showed results when top brands began signing up on their platform. L’Oreal, Johnson & Johnson, Unilever, etc were some big companies that tied up with the platform. Nykaa’s network currently is 850+ brands strong, making it a leading site for retail partnerships. 
With more funding raised by private investors, Nykaa plans to expand to more physical stores and also be available as a mobile application. 
#5 Founder of SlideShare: Rashmi Sinha
Transforming presentations for people, SlideShare allows people to upload and access their presentations online. The founder of this San-Fransisco based company is Rashmi Sinha who was helped by her husband and brother to build this platform. 
They began operations in 2006 and within 6 months there was a tremendous response. A little more than 9 million people had uploaded presentations onto her site. This success led her to also rank as the 8th most powerful women entrepreneur by Fortune, 2012. 
In 2012, LinkedIn acquired the company for an amount of $100 million. 
#6 Founder of Embibe: Aditi Avasthi
Blossoming in the EdTech space, AI-backed online learning platform Embibe has managed to raise funding of Rs 90 crores by Reliance Industries. Founded by Aditi Avasthi, this platform was developed with Aditi’s passion for encouraging education in India with the help of AI. 
Aditi is one of the very few women who has begun an AI startup that makes optimal use of the technology to provide users with personalized recommendations to better their attempts. Her platform also makes use of data analytics to create customized learning modules for students. 
At the Economic Times Prime Women Leadership Awards 2019, Aditi was awarded the ‘Accenture Vaahini Innovator of The Year’. 
The future for women entrepreneurs…
Statistics by the Government’s Startup division reveal that women constitute only 13.76% of the total entrepreneurs in India. While this is a saddening figure, there are more chances of women entering the startup sphere with refined opportunities in terms of market and technology.  Popular Bollywood female actors have also been successful in their business ventures such as Priyanka Chopra’s production house Purple Pebbles Pictures and the recent launch of Kay by Katrina Kaif, a brand for beauty products sold online. 
By the next decade, we can be hopeful of a change in statistics and more women being encouraged to venture into business and technology.

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Top Indian Startups With A Promising 2020- Tempemail – Blog – 10 minute

2020 is looking up for these startups!
The post Top Indian Startups With A Promising 2020 appeared first on Express Computer.

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Time For Indian Startups To Opt For More IPOs?- Tempemail – Blog – 10 minute

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Axilor Ventures Chairman and Infosys co-founder Kris Gopalakrishnan, said that Indian startups must think of Initial Public Offering (IPO) so that the fund crunch situation can be handled smoothly. This would also provide longevity to the fledging enterprises of startups.
Speaking at the ‘Seeding Kerala’ event organised by Kerala Startup Mission (KSUM), he said that the Indian startups are quite hesitant to go for an IPO, which is not that difficult. He said that his biggest issue was that the startup ecosystem today, is not doing an IPO. It’s time that the Indian public must own these companies. 
He continued to say that India has USD two trillion of wealth in private hands. Heres less than one percent is invested in the startup ecosystem. There is a need to get more High Networth Individuals (HNIs) money going to the startups.
They advised startups to take minimum funds from angels, friends, and families. Startups have to create a minimum viable product, and also establish a unit economics positive and profitable model.
He added that a succesful business is one that employs people, creates jobs, and employment, and is a sustainable business that can be run for a long time. The best measure for a successful business is longevity. He said that India’s best late-stage startups are being owned by non-Indian entities. The percentage shows that more than 95 percent of funding comes from non-Indian entities.
Gopalakrishnan further continued that a maximum number of jobs are created in the first five years of the businesses of startups, and there is a need for a large number of MSMEs. 
India, today has one of the most advanced fintech ecosystems, and even the US is looking forward to implement that. While summing up, he said that India needs to identify people that are passionate about starting a business, and train them on business basics, including running a business legally and ethically. 

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Fintech Startups to spot raise pre Series A up to $1M at India FinTech Festival 2020- Tempemail – Blog – 10 minute

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India FinTech Festival (IFF) 2020, India’s first homegrown global platform to drive Fintech innovation in the country has opened applications for its marquee show ‘FInD the next Unicorn’, giving a chance to Indian consumer fintech startups to spot raise pre Series A up to $1M.
IFF 2020 is being presented by Mumbai Fintech Hub (Government of Maharashtra), Ministry of Electronics and Information Technology (MeitY), Tempemail Payments Corporation of India (NPCI) and Fintech Convergence Council (FCC) on March 4 and 5 at MMRDA grounds, Bandra Kurla Complex. The event is supported by Department of Financial Services, NITI Aayog, Invest India, Digital India, World Bank and UNCDF (United Nations Capital Development Fund). Medici is the program partner for the IFF 2020.
Similar in concept to the popular American TV series Shark Tank, ‘FInD the next Unicorn’ is a fast-paced, business reality event to showcase India’s top ten early-stage FinTech startups looking to raise funding from a panel of five marquee investors.
The eligibility criteria for the application includes:

Must be an India-based start-up
Should be looking for less than or equal to $1M
Must have a consumer-facing product
No ideation stage, must have a product
Must have some positive revenue generation

A five member jury is to shortlist 20 applicants for a closed door semifinal, slated to be held in mid-February in Mumbai. Of the 20 startups, 10 will be selected to present their idea at the finale to be held at the India Fintech Festival on March 5.
“India has been home to 25 Unicorns and we believe that the zest from the fintech startup ecosystem will help us discover more start-ups that can take the number to 100 by 2025. FInD the next Unicorn is borne out of this zeal to discover such ideas and people and take them to the next level. In addition to the spot funding commitment, FInD the Next Unicorn will also give a massive exposure to these startups by bringing them to the centre stage of the fintech ecosystem and help them get noticed by more investors who are willing to support them,” said Suniti Nanda, Fintech Officer, Mumbai Fintech Hub, Government of Maharashtra.
During the finale each of the 10 shortlisted startups will get 10 minutes to present their ideas to an audience of 1,500 people and spot pitch to a marquee investor panel of 5 members including the likes of Mr. Amrish Rau, India CEO of PayU and Mr. Sanjay Mehta, Founder and Partner of 100x.vc. An on-the-spot funding commitment of up to $1M will be made by the panel in the startup whose idea is found to be the most convincing.

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Indian Startups Get Massive Backing From Shunwei Capital and Xiaomi- Tempemail – Blog – 10 minute

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As per a latest deal with by Chinese investment firm, that had developed to be one of the most active deal makers in the Indian startup ecosystem.
Renowned Chinese investors like Xiaomi and Shunwei Capital, that also have deep linkages, have struck their first deals. This is a big deal for the Indian startup ecosystem, majorly because they look forward to add their portfolios in Asia’s third-largest country.
An asset of around $3 billion is being managed by Shunwei Capital has co-led a $5.5 million investment round in regional language podcast app Kuku FM. This deal has emerged as the latest one struck by the Chinese investment firm.
Vertex Ventures, the VC arm of Temasek would also be a part of the deal. The company, based out of Mumbai, would use the proceeds from the Series A investment to expand its content, and also increase the number of languages on the platform. This would be the 18th funding round that Shunwei Capital has participated in the last one year, as per Tracxn.
The Beijing-based firm that is investing out of its $1.2 billion sixth fund – has gained the likes of Zomato, ShareChat, Rapido and Meesho. Also, Xiaomi has been one the largest smartphone manufacturers in India, and has invested around INR. 42 crore in WorkIndia.
As per reliable sources, the deal is supposed to have closed last month. Also, this would be the latest by the bigwigs, that has seen a market capitalisation of about $30 billion. During the last two years, Xiaomi has gained the likes of ShareChat, Zest Money, and TouchTalent.
During this time, Chinese investors have been scouting for deals in India that began by accelerating their deal-making activity. This would nearly double investments in Indian startups to $3.9 billion in 2019, up from $2 billion in the last year.

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