Services Australia put face matching to work for bushfire relief payments – Strategy – Security- Tempemail – Blog – 10 minute

Australia’s national facial biometrics matching database was put to the test during the catastrophic Black Summer bushfires to verify the identities of people who had their documents destroyed.
The commission into national natural disaster arrangements on Thursday heard biometrics was trialled last summer as a means to help deliver disaster relief payments to displaced individuals.
Services Australia deputy chief Michelle Lees, who is responsible for customer service delivery, said “a face verification service and biometric alignment around proof of identity” was used.
The Department of Home Affairs first revealed the use of the face verification service (FVS) for bushfire relief payments at senate estimates in March.
But it offered little detail on how the service – which first launched during 2016 and now forms a component of the national driver licence facial recognition solution (NDLFRS) – was used.
Lees on Thursday said a simple webcam setup was used to capture the facial images of people who had their documents destroyed, as well as those “who were displaced from their homes”.
“It wasn’t just the loss of documents,” she said
“People had to leave their homes very quickly or they might have been in another location as the event came through, so they didn’t necessarily have those types of documents with them.”
She said the photos were then matched against photos from passports, visas and driver’s licenses contained in the cross-border database, granted citizens provided consent to do so.
“[The matching process] involved, firstly, explaining to the person that was making the claim what the face verification service meant,” she said.
“That meant matching a photograph of their face with the other identification documents.
“There was a webcam where it actually took the image and through a portal matching it up the other existing photographic ID, whether it be passport, visa or driver’s licenses.
“There were a small number of instances where the individuals did not give consent, and so we went through the usual proof of identity mechanism for those individuals.”
Contrary to Home Affairs, Lees also said the service was used outside of Victoria and South Australia – the first two states to upload their driver’s licence photographs to the NDLFRS.
“We attempted to use this service in all of the impacted locations, particularly in early 2020,” she said.
“Whilst we had arrangements in place, specifically … agreement to use driver’s licences in SA and Victoria, we also could match passports and any visas that might have a photograph in other jurisdictions. 
“So we did trial the utilisation in a range of states.”
A Services Australia submission to the commission indicates hundred of Australians used the service to confirm their identity.
The agency is now looking at how the technology might be applied in the future, taking into consideration a range of learnings from the trial.
“We continue to look at how we might build out the FVS and biometric identity utilisation more broadly,” Lees said.
“There is work elsewhere within the Commonwealth looking at digital identity, and we will continue to look at how we might best leverage those technologies as they improve.
“There were some learnings about how we could best use the existing FVS through this approach, and we’re implementing changes accordingly.”

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

Pine Labs launches instant payments- Tempemail – Blog – 10 minute

Read Article
Pine Labs, one of Asia’s leading merchant commerce platforms has introduced Instant Payments, another remote payment acceptance option following the success of ePOS by Pine Labs. These remote payment options assume significance in the wake of COVID-19 as both merchants and customers are looking for safer ways to complete the transaction. This comes at a time when many small and medium merchants are affected by the lockdown and are looking to bounce back when their business resumes.
Pine Labs’ recent internal survey with over 400 retail merchants has revealed that there is renewed interest across different categories of merchant businesses where a need is strongly felt to build a digital payment acceptance infrastructure where multiple modes of digital payments and especially contactless payments can be accepted. Instant Payment introduces an option for anyone to accept payments from any place and anytime.
Merchants are provided an easy to use dashboard through which they can initiate refunds, settlements, and manage all their transactions. They can then generate a customized link via this dashboard and share the payment link with the customer. Customers can now click on the link and pay according to their preferred payment mode. Instant Payments also provides an option or a customizable UI where merchant logo, product images, and descriptions can be added to provide a more personalized experience to their customers. Currently, Instant Payment allows transaction limit up to INR 5 lakhs per month.

If you have an interesting article / experience / case study to share, please get in touch with us at [email protected]

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

Cashless and Contactless Payments Beyond COVID-19 | Tempemail – Blog – 10 minute

The emergence of COVID-19 has made the need for digitising payments more critical than ever before and for this to be a success, electronic payments need to offer similar benefits to those afforded by cash.
Globally, economies are in various stages of development having either started developing, replaced or are busy replacing daily batch payment systems with real-time systems that execute payments in seconds with the flexibility to meet the needs of the future digital economy.
The drive towards digital payments and lowering the reliance on cash is not new to South Africa’s payments market. There are several mechanisms already in place to enable this and banks, card companies, fintechs and retailers are all involved in rolling out digital, non-touch payment mechanisms.
Contactless cards use near field communication (NFC) to transmit payment messages to the Point of Sale device and obviate the need to insert, swipe or to key in the PIN code.  They are limited to low-value payments. Where the payment transaction exceeds a transaction limit (typically R500), the PIN code is still requested by the merchant. It must be noted that the issuing bank could decide to lower this limit if they wanted for security reasons.

Banks and retailers around the world are responding to COVID-19 fears by raising the limits on their contactless card transactions so that higher value payments can be made without the need to touch the terminal.
On 1 April, the UK increased the per-transaction limit from GBP30 to GBP45, while on 2 April, leading retailers in Australia increased their contactless limit to $200, all in a bid to reduce the need for pin entry on point of sale devices.
We have seen an increased uptake by both large and small retailers of the QR code, which uses an app on your mobile phone to scan a QR code at the merchant. This also ensures that no physical contact is needed and has high customer convenience.
It has been a while since tellers at merchants stopped touching payment cards, mainly due to fraud concerns, but it is now becoming even more common practice due to the risk of spreading COVID-19 through cards.
Achieving financial inclusion through contactless payments
Financial inclusion is one of the key principles of the South African Reserve Bank’s “Vision 2025”, and an important drive in South Africa. While most South Africans do have a bank account and card (80%), there is still a very high reliance on cash with many having limited access to other financial products such as credit and insurance.
Approximately 90% of shops in the informal sector run entirely on cash, despite interest from their customer base to pay with their card. This issue is mainly due to card acceptance challenges at the SME merchants and in rural areas. A widespread rollout of Point of Sale (POS) devices across the informal sector would be necessary to enable card acceptance.
New entrants in the POS market are increasingly providing devices linked to mobile phones priced more favourably for the smaller business market.  As these continue to roll out, the opportunity to see wider use of card payments will increase countrywide. In addition, new entrants are offering micro-transaction platforms (using QR codes) which allow for both the making and receipt of low-value payments in a contactless way. This certainly supports financial inclusion.
We are seeing the entrance of new banks, sometimes called challenger banks, who offer their services digitally. SA is no exception. Digital banks don’t invest in branch infrastructure and as a result, are able to reduce their costs and aim to offer their services at a lower cost than their traditional competitors.  In South Africa, we have a new digital bank which is clearly focused on financial inclusion. Apart from offering a digital service, they have also set up retailer partnerships to reach their customers, deploying kiosks countrywide.
Regulations to assist in mitigating against financial fraud
Payment systems play a vital role as a foundation for deepening financial inclusion by providing access and effective use of formal financial products and services for all Africans. This is key to ensure secure and safe payments.
Biometrics stored in a central location, providing the customer with a digital ID, is the perfect solution to providing an enjoyable customer experience with a high level of security. Implementing a central digital ID within the African context is not a simple task and poses challenges, such as working with specialised infrastructure that is not optimal, dealing with unreliable connectivity, managing hardware malfunctions and addressing ID duplications. High incidences of fraud and lack of trust were raised as key impediments to the adoption of electronic payments, which drive the call for more regulatory and enforcement efforts.
There are also key aspects that need to be addressed, such as access and exposure to the protection of personal information, the management of data breaches, compulsory versus voluntary participation and the inclusion of foreign nationals residing in another country.
If the various industry players continue to move towards greater interoperability, the end result must be an increase in payment offerings which answer to customer needs with greater effect and address the concerns around minimizing contact during the period of COVID-19 and beyond. This, in turn, will have the benefit of improving the customer experience, increasing adoption of digital payments and reducing cash dependency and contact, ultimately leading to improved financial access across the continent.
By Akiva Ehrlich, Deloitte Director of Risk Advisory Africa and Payments Leader
Edited by Luis MonzonFollow Luis Monzon on TwitterFollow Tempemail on Twitter

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

Google’s payments app faces anti-trust issues- Tempemail – Blog – 10 minute

Read Article
India’s antitrust body is looking into allegations that Alphabet Inc’s Google is abusing its market position to unfairly promote its mobile payments app in the country, five sources familiar with the case told Reuters.
The complaint was filed in February and the Competition Commission of India (CCI) has kept the identity of the complainant confidential, the first source with direct knowledge of the case said.
The complaint alleges the U.S. tech giant more prominently showcases its Google Pay app inside its Android app store in India, giving it an unfair advantage over apps of competitors which hurts consumers, the source added.
Google did not respond to a request for comment. Two of the sources said the watchdog informed Google about the case being filed a few days ago and the company will respond in due course.
A source said the case filing is currently being reviewed by senior CCI members. Typically in such cases, Google will appear before the watchdog which will then decide on the way forward.
The CCI can direct its investigations unit to conduct a wider probe into the allegations, or dismiss the case if it finds no merit in it.”It is at a consideration stage,” the source said.
The CCI did not respond to a request for comment.
This is Google’s third major antitrust challenge in India. In 2018, the CCI fined Google $21 million for “search bias”, but a company appeal against that is pending. The CCI last year also started probing Google for allegedly misusing its dominant position to reduce the ability of smartphone manufacturers to opt for alternate versions of its Android mobile operating system.
Google Pay allows users in India to do inter-bank fund transfers and bill payments. It competes with apps such as Softbank-backed Paytm and Walmart’s PhonePe in India’s crowded digital payments market, where Facebook’s WhatsApp is also planning a similar service.
Google said on its blog in September that its payments app had rapidly grown in India to reach 67 million monthly active users, driving transactions worth more than $110 billion on an annualised basis. Use of such apps has surged in India.
The Google antitrust complaint alleges the company is able to leverage its strong position in the Android market to promote the app, the first source added.
Android mobile operating platforms power around 98% of the 490 million smartphones in India, data from Counterpoint Research showed.
The complaint also alleges Google is promoting its payments app using search manipulation, the source added, without elaborating whether the allegations detail how the company didso.
One of the sources, however, said users in India have options to select one of the several digital payment apps available on Android, something that Google can use to defendagainst complaints over its dominant position.
Earlier this month, Reuters reported that the CCI was looking into allegations that WhatsApp was abusing its dominant position by offering payment services to its vast base of messaging app users in the country.

If you have an interesting article / experience / case study to share, please get in touch with us at [email protected]

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

Google faces antitrust case in India over payments app – Benchmarking Change- Tempemail – Blog – 10 minute

India’s antitrust body is looking into allegations that Alphabet Inc’s Google is abusing its market position to unfairly promote its mobile payments app in the country, five sources familiar with the case told Reuters.
The complaint was filed in February and the Competition Commission of India (CCI) has kept the identity of the complainant confidential, the first source with direct knowledge of the case said.
The complaint alleges the U.S. tech giant more prominently showcases its Google Pay app inside its Android app store in India, giving it an unfair advantage over apps of competitors which hurts consumers, the source added.
Google did not respond to a request for comment. Two of the sources said the watchdog informed Google about the case being filed a few days ago and the company will respond in due course.
A source said the case filing is currently being reviewed by senior CCI members. Typically in such cases, Google will appear before the watchdog which will then decide on the way forward.
The CCI can direct its investigations unit to conduct a wider probe into the allegations, or dismiss the case if it finds no merit in it.
“It is at a consideration stage,” the source said.
The CCI did not respond to a request for comment.
This is Google’s third major antitrust challenge in India. In 2018, the CCI fined Google $21 million for “search bias”, but a company appeal against that is pending. The CCI last year also started probing Google for allegedly misusing its dominant position to reduce the ability of smartphone manufacturers to opt for alternate versions of its Android mobile operating system.
Google Pay allows users in India to do inter-bank fund transfers and bill payments. It competes with apps such as Softbank-backed Paytm and Walmart’s PhonePe in India’s crowded digital payments market, where Facebook’s WhatsApp is also planning a similar service.
Google said on its blog in September that its payments app had rapidly grown in India to reach 67 million monthly active users, driving transactions worth more than $110 billion on an annualised basis. Use of such apps has surged in India.
The Google antitrust complaint alleges the company is able to leverage its strong position in the Android market to promote the app, the first source added.
Android mobile operating platforms power around 98% of the 490 million smartphones in India, data from Counterpoint Research showed.
The complaint also alleges Google is promoting its payments app using search manipulation, the source added, without elaborating whether the allegations detail how the company did so.
One of the sources, however, said users in India have options to select one of the several digital payment apps available on Android, something that Google can use to defend against complaints over its dominant position.
Earlier this month, Reuters reported that the CCI was looking into allegations that WhatsApp was abusing its dominant position by offering payment services to its vast base of messaging app users in the country.

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

Cashless and Contactless Payments Beyond COVID-19 | Tempemail – Blog – 10 minute

The emergence of COVID-19 has made the need for digitising payments more critical than ever before and for this to be a success, electronic payments need to offer similar benefits to those afforded by cash.
Globally, economies are in various stages of development having either started developing, replaced or are busy replacing daily batch payment systems with real-time systems that execute payments in seconds with the flexibility to meet the needs of the future digital economy.
The drive towards digital payments and lowering the reliance on cash is not new to South Africa’s payments market. There are several mechanisms already in place to enable this and banks, card companies, fintechs and retailers are all involved in rolling out digital, non-touch payment mechanisms.
Contactless cards use near field communication (NFC) to transmit payment messages to the Point of Sale device and obviate the need to insert, swipe or to key in the PIN code.  They are limited to low-value payments. Where the payment transaction exceeds a transaction limit (typically R500), the PIN code is still requested by the merchant. It must be noted that the issuing bank could decide to lower this limit if they wanted for security reasons.

Banks and retailers around the world are responding to COVID-19 fears by raising the limits on their contactless card transactions so that higher value payments can be made without the need to touch the terminal.
On 1 April, the UK increased the per-transaction limit from GBP30 to GBP45, while on 2 April, leading retailers in Australia increased their contactless limit to $200, all in a bid to reduce the need for pin entry on point of sale devices.
We have seen an increased uptake by both large and small retailers of the QR code, which uses an app on your mobile phone to scan a QR code at the merchant. This also ensures that no physical contact is needed and has high customer convenience.
It has been a while since tellers at merchants stopped touching payment cards, mainly due to fraud concerns, but it is now becoming even more common practice due to the risk of spreading COVID-19 through cards.
Achieving financial inclusion through contactless payments
Financial inclusion is one of the key principles of the South African Reserve Bank’s “Vision 2025”, and an important drive in South Africa. While most South Africans do have a bank account and card (80%), there is still a very high reliance on cash with many having limited access to other financial products such as credit and insurance.
Approximately 90% of shops in the informal sector run entirely on cash, despite interest from their customer base to pay with their card. This issue is mainly due to card acceptance challenges at the SME merchants and in rural areas. A widespread rollout of Point of Sale (POS) devices across the informal sector would be necessary to enable card acceptance.
New entrants in the POS market are increasingly providing devices linked to mobile phones priced more favourably for the smaller business market.  As these continue to roll out, the opportunity to see wider use of card payments will increase countrywide. In addition, new entrants are offering micro-transaction platforms (using QR codes) which allow for both the making and receipt of low-value payments in a contactless way. This certainly supports financial inclusion.
We are seeing the entrance of new banks, sometimes called challenger banks, who offer their services digitally. SA is no exception. Digital banks don’t invest in branch infrastructure and as a result, are able to reduce their costs and aim to offer their services at a lower cost than their traditional competitors.  In South Africa, we have a new digital bank which is clearly focused on financial inclusion. Apart from offering a digital service, they have also set up retailer partnerships to reach their customers, deploying kiosks countrywide.
Regulations to assist in mitigating against financial fraud
Payment systems play a vital role as a foundation for deepening financial inclusion by providing access and effective use of formal financial products and services for all Africans. This is key to ensure secure and safe payments.
Biometrics stored in a central location, providing the customer with a digital ID, is the perfect solution to providing an enjoyable customer experience with a high level of security. Implementing a central digital ID within the African context is not a simple task and poses challenges, such as working with specialised infrastructure that is not optimal, dealing with unreliable connectivity, managing hardware malfunctions and addressing ID duplications. High incidences of fraud and lack of trust were raised as key impediments to the adoption of electronic payments, which drive the call for more regulatory and enforcement efforts.
There are also key aspects that need to be addressed, such as access and exposure to the protection of personal information, the management of data breaches, compulsory versus voluntary participation and the inclusion of foreign nationals residing in another country.
If the various industry players continue to move towards greater interoperability, the end result must be an increase in payment offerings which answer to customer needs with greater effect and address the concerns around minimizing contact during the period of COVID-19 and beyond. This, in turn, will have the benefit of improving the customer experience, increasing adoption of digital payments and reducing cash dependency and contact, ultimately leading to improved financial access across the continent.
By Akiva Ehrlich, Deloitte Director of Risk Advisory Africa and Payments Leader
Edited by Luis MonzonFollow Luis Monzon on TwitterFollow Tempemail on Twitter

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

PayNearby partners with IndusInd Bank for contactless payments at over 2 lakh Kirana stores- Tempemail – Blog – 10 minute

Read Article
In its bid to simplify ordering, payments and delivery of essentials during the lockdown, PayNearby has now expanded its hyper local discovery and purchase application ‘BuyNearby’ for Pan India operations with IndusInd Bank as digital payment partner.
The app has helped over two lakh kirana shops across the country take their stores online. Besides local kiranas, the platform hosts a wide range of retailers including – grocery stores, pharmacies, sweet stores, supermarkets, milk and dairy products, branded specialty stores, gift shops, and meat shops, among others thus catering to a wide range of customer needs.
This app, in addition to helping order from nearby retail stores, will also enable the citizens to make UPI, BHIM Aadhaar and other Digital payments on the platform built by PayNearby in partnership with IndusInd Bank.
With BuyNearby, customers can now identify their nearest local kirana store and order while choosing from a wide range of products. Besides easy access to daily essentials, the interactive app allows customers to pre-order and pre-schedule deliveries, with the option to pay digitally, thus helping observe social distancing and also championing honorable Prime Minister’s vision for going local.
The offering which was initially introduced in Mumbai and Chennai on a pilot basis has now been expanded across over two lakh retail touch point’s Pan-India. BuyNearby aims to ramp up its presence significantly at a rapid scale in the near future.
Besides easy product discovery, it also offers 24×7 ordering facility whereby one can place an order on the BuyNearby app anytime even if the shop is closed. The tech enabled platform will also help customers to track their order and discover substitutes if the required item is not available.
Additionally, the platform enables consumers to confirm selection and changes before placing an order whilst supporting digital payments at the time of delivery or in advance. With a wide range of retailers on the platform, BuyNearby seeks to cater to the needs of variety of customer demands.
Retailers on the other hand can receive orders on their apps, and in turn, place bulk orders to their distributors from time to time, on the basis of prompts in the App for stock out possibility, creating a seamless supply chain connectivity. Since Retailers will be able to accept digital payments, they will be able to pay to their distributors digitally on the new age technology platform built by Nearby Technologies with IndusInd Bank.
This will increase efficiency and enable them for digital commerce. The platform offers multiple payment options, allowing them to cater a wide range of customers and increase their consumer base. In cases where the Retailer intends to maintain Khata for credit to customers, the retail can use the Customer Khata feature in the App seamlessly with the orders.
Customers coming to the store will also have an option to avail a wide range of financial services generating additional income for the retailers. Also, with the amount of transaction data generated for the Retailer, they will be able to avail loans from platform and partner Bank and NBFC
Distributors, too, receive real-time orders from retailers, further improving the delivery network, while the interface helps improve stock visibility. It also allows them to view team movement, analyze sales data and track stock with ease. Key benefit is that the app clubs all orders from a particular area so that aggregated orders can be delivered with ease of logistics, rather than delivering them separately, thereby saving on time and travel costs.
Anand Kumar Bajaj, MD & CEO, PayNearby said, “The kirana store has been a crucial part of the Indian economy as well as the social fabric. It enjoys a very high level of trust and familiarity for the citizen. Even through the pandemic lockdown, the humble kiranas in the neighborhood has stood tall offering seamless access to daily essentials like on Tempemail Duty. BuyNearby aims to empower our local kirana stores, by blending easy to use digital technology with last-mile connectivity. With the initiative we also aim to diligently drive our honorable PM’s vision of ‘Aatma-Nirbharta’ and his call for ‘local’ by supporting local businesses and helping them evolve into retail powerhouses. Retailing to the power of Digital Payments is a win-win for our partner IndusInd Bank, the FMCG, Citizen and the Retailers.”
PayNearby offers a host of financial and non-financial services to the underbanked and unbanked, through its 8.5 lakh retail touch points. The company for the past four years, has been working diligently to bridge the urban-rural divide in terms of accessibility to financial services. With the PM’s recent address, emphasizing on self-sufficiency and the importance of going local in the current scenario, BuyNearby is giving the local retail store a digital presence, and is all set to champion the way kirana stores are utilised in the country.

If you have an interesting article / experience / case study to share, please get in touch with us at [email protected]

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

Centrelink loses welfare payments overhaul chief – Strategy- Tempemail – Blog – 10 minute

The high-profile senior executive in charge of the country’s billion dollar-plus Centrelink IT overhaul has called it quits after more than four years on the project.
John Murphy, who joined what was then the Department of Human Services from the Tempemail Australia Bank back in February 2016, worked his last day on Friday.
His departure is a significant loss for the agency, which still has another three years to run on its massive welfare payments infrastructure transformation (WPIT) project.
WPIT is replacing the legacy Model 204-based income security integrated system that is still used to process more than $170 billion worth of payments every year, more than 30 years on.
Murphy has been responsible for the seven-year program of work for more than half its life, first as the inaugural payments reform deputy secretary and now chief transformation officer.
The inaugural chief transformation officer role was established following DHS’ conversion into Services Australia in February.
A spokesperson confirmed Murphy’s departure to iTnews, with the Department of Veterans Affairs’ transformation deputy secretary Charles McHardie set to step into the vacant role.
McHardie was DHS’ former chief technology officer – a role that has subsequently been split in two – and served as acting chief information officer during 2018.
He has spent the past year-and-a-half overseeing a wide range of transformational projects at DVA, including the multi-year IT reform project, dubbed the veteran centric reform program.
The spokesperson offered no timeframe for when McHardie will take up the SES Band 3 role. He is understood to have already been drafted in as part of the agency’s COVID-19 response.
Murphy’s next steps are also unknown, though a return to the banking world would not be out of question.
Prior to joining DHS, he spent seven years at NAB, working in various senior executive roles, including as the executive general manager of deposits and transaction services.  
Like Murphy, McHardie will work alongside CIO and deputy CEO Michael McNamara to implement the remainder of the WPIT project, which has kicked up a notch in recent months.
Infosys has spent the past six months developing a new payments entitlements calculation engine after it was picked to overhaul the legacy platform last year.
The crucial system is used to work out the eligibility of welfare recipients through the country’s SAP-based Centrelink payments platform, which has already been replaced under the WPIT.
The payments platform, dubbed Payment Utility, is in the final stages of testing before Services Australia puts it to work on Centrelink payments later this year.

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

Barista deploys contactless take-away ordering and payments service- Tempemail – Blog – 10 minute

Read Article
By deploying the Dotpe’s “Scan-Order-Pay” feature, Barista outlets in Gurgaon can take orders and payments through the customer’s phone while maintaining social distancing. Customers can simply scan a QR code placed outside the takeaway window and the entire menu of Barista will pop up on the user’s mobile phone browser. The customers can then place an order by adding items from the digital menu and pay using regular online payment methods. Once their order is ready, Barista pings the order details to the customers on their Whatsapp number and they can pick it from the take-away counter with zero manual intervention.
A technology startup, DotPe provides novel digital transformation and commerce solutions to brick and mortar outlets. It aims to revolutionize the offline-to-online market space by combining fintech capabilities with extensive customer engagement offerings. By offering its digital ordering solution to most cafés of Barista across India in the next few weeks, DotPe intends to help them drive streamlined business operations while following social distancing & safety norms.
Once the situation normalizes and Barista also plans to start home delivery and contactless dining services through DotPe. Orders can either be placed online for home delivery via WhatsApp or by scanning the QR code placed at the cafe tables.
Speaking on the partnership, Shailaz Nag, Founder DotPe said, “Given social distancing will be a way of life even after the lockdown is lifted, now is the time to restore confidence among the customers who want to order their coffees, essentials, and delicacies but are worried about safety. At Dotpe, we’re thrilled to go live with our “Scan-order-pay” solution at Barista cafes in Gurgaon. The uniqueness of our platform is that end customers don’t have the hassles of downloading any app and can start ordering by simply scanning the QR code, placed outside Barista, once. The commerce and payments happen on the user’s mobile browser while the post-transaction communication, customer invoicing, feedback, etc. shifts to WhatsApp. i.e. Barista can directly interact and engage with its customer on WhatsApp, once the customer has placed the order and paid successfully through Dotpe.”
Rajat Agrawal, COO at Barista Coffee Company said “The pandemic has impacted every industry and nearly all facets of everyday life. The normal rules of engagement at café level have changed literally overnight with contactless delivery now a fundamental requirement. Customer safety & contactless transaction is of prime importance to us. To deliver the best in class services while maintaining minimal human touch, we launched our own contactless ordering & payment offering by deploying Dotpe’s innovative QR based ‘Scan-Order-Pay’ solution. So far, we have seen 15-20% of takeaway order volume is being contributed through this facility, which is quite an encouraging trend and further strengthens our confidence in the contactless ordering and digitized payment economy. Furthermore, Dotpe acts as a single stop shop for us to accept orders and payments digitally and at the same time we can interact with our customers over WhatsApp directly for functionalities like digital receipts, feedback, repeats orders etc. Commerce & payments stack helps us to build our own digital channel and we plan to offer contactless dining too once normalcy sets in”.

If you have an interesting article / experience / case study to share, please get in touch with us at [email protected]

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!

Indian messaging platform to build payments solution for feature phones- Tempemail – Blog – 10 minute

Read Article
An Indian messaging platform has won a $100,000 challenge to build a payments solution for feature phones in the country. This assumes significance as over half a billion people, who do not have smartphones, will now be able to transact easily and securely via their feature phones.
The solution uses APIs or encrypted SMS to enable UPI payment through BillPay SMS, QR Code, or contacts.
The challenge launched by Tempemail Payments Corporation of India, Bill and Melinda Gates Foundation and Centre for Innovation Incubation and Entrepreneurship received several applications from banks, telecom companies and start-ups but ‘Gupshup’ emerged victorious.
Winners will receive pilot support in India from NPCI. They will also receive support from CIIE.CO’s Bharat Inclusion Initiative which provides a continuum of support across incubation, acceleration and seed-funding to innovators leveraging technology to build inclusive businesses.
Tempemail Payments Corporation of India said that once feature phones are equipped with the latest technology for payments, the country would be witnessing redefined customers’ behaviour towards digital payments.
Priyanka Chopra, COO of CIIE said: “The need for flexible and easy-to-use contactless payment solutions for users across all segments has become even more salient in today’s environment. It was heartening to see the diversity and simplicity of solutions looking to tackle this problem.”
Besides this, Pawan Bakhshi, India Lead, Financial Services for the poor at the Bill & Melinda Gates said, “The challenge supports the foundation’s continuous effort to ensure that the poor have access to the relevant formal financial products and services which they can use to build more prosperous and secure lives for themselves and their communities.”

If you have an interesting article / experience / case study to share, please get in touch with us at [email protected]

10 minutes Tempemail – Also known by names like : 10minemail, 10minutemail, 10mins email, Tempemail 10 minutes, 10 minute e-Tempemail, 10min Tempemail, 10minute email or 10 minute temporary email. 10 minute email address is a disposable temporary email that self-destructed after a 10 minutes. Tempemail.co – is most advanced throwaway email service that helps you avoid spam and stay safe. Try tempemail and you can view content, post comments or download something anonymously on Internet.

Tempemail , Tempmail Temp email addressess (10 minutes emails)– When you want to create account on some forum or social media, like Facebook, Reddit, Twitter, TikTok you have to enter information about your e-mail box to get an activation link. Unfortunately, after registration, this social media sends you dozens of messages with useless information, which you are not interested in. To avoid that, visit this Temp mail generator: tempemail.co and you will have a Temp mail disposable address and end up on a bunch of spam lists. This email will expire after 10 minute so you can call this Temp mail 10 minute email. Our service is free! Let’s enjoy!