Coronavirus outbreak can be a turning point in India’s journey towards a cashless economy- Tempemail – Blog – 10 minute

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By
Rohit Kumar, CEO & Co-Founder, Xpay.Life Pvt. Ltd.
The novel coronavirus (COVID-19) pandemic is expected to be upheaval our society in an irreversible manner. The deadly virus has already infected nearly 8,00,000 people worldwide and claimed the lives of many, and the toll is only rising. India has registered 1,300+ coronavirus cases so far, raising alarm over the country’s ability to contain a full-fledged outbreak. However, the authorities have put in place strict restrictions including travel bans, cancellation of flights, trains and buses, and a 21-day nationwide lockdown. 
India urges citizens to take the digital route
The Government of India is also urging its citizens to take certain precautionary steps to break the cycle of transmission. Among other measures, people are encouraged to eschew cash for a more sanitary option, i.e. digital modes of payment. Although there’s no concrete evidence suggesting COVID-10 is transmittable through paper money, cash is identified as a possible carrier of the virus. In a tweet, Prime Minister Narendra Modi said, “This is the time to ensure social distancing. Digital payments help you do that. Let’s listen to these stalwarts and adopt digital payments,” while stressing the importance of avoiding any physical contact. The Finance Ministry and banks, too, have been nudging people to use e-payment tools in wake of the coronavirus crisis. As such, many public and private sector banks are waving off charges for digital transactions for the time being. The Indian Banks’ Association (IBA) has also asked customers to use digital banking services and avoid visiting physical bank branches as it could pose a health risk to banks’ front desk staff. 
Can India become a completely cashless economy? 
The RBI’s Payment And Settlement  Systems In India: Vision – 2019-2021, aims to transform India into a cash-lite economy while ensuring that the country has a secure ‘state-of-the-art’ payment and settlement system. The discussions around India becoming a cashless economy have been around a while, but the coronavirus pandemic is expected to bring a permanent shift from cash to digital payments. With new cases being reported every day, it is high time that the entire country jolts out from traditional methods of payments and plunges into the digital payment ecosystem. 
Previously, a similar disruption was caused by the implementation of the demonetization. After Prime Minister Narendra Modi put a ban on old 500 and 1,000 rupee notes with immediate effect, India witnessed a sharp spike in the adoption of e-banking, mobile banking as well as UPI-based payment platforms. Demonetization of high-value currencies is still considered a major turning point for India’s digital payment landscape as it marked the beginning of a new era for FinTech in India. Today, as the country grapples with the virus outbreak, it’s anticipated that more and more Indians will take the digital route as a safety measure. Not just bank transactions, they will use e-payment solutions to pay their utility bills as well. 
Of course, the challenge lies in bringing people from the country’s hinterlands into this equation, but new-age FinTech players leveraging cutting-edge technologies such as blockchain, artificial intelligence, machine learning and mobility to bring the digital payment facilities to the underserved. While the pandemic may last for months, India’s transition into a cashless economy is likely to be smooth on the back of such technology-led advancements. 

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Bione launches India’s first COVID-19 home screening test kit- Tempemail – Blog – 10 minute

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Bione has recently launched a rapid COVID-19 at-home Screening test kit and has established itself as the first healthcare company in India to achieve the feat. The easy-to-use kit displays accurate results within minutes, instrumental in the timely screening of the deadly virus. The at-home screening kit is available for sale on their platform bione.in after approval from the requisite medical regulatory authorities.
In a breakthrough development, the Biotech company has devised the screening kit for coronavirus which can provide respite from the impending fear of the contagion. The simple point-of-care home screening kit renders quick results, without having to step out in the wake of lockdown. It will foster timely detection of the disease while acting as a preventive tool for others in proximity to the user, by isolating the carrier immediately. The kit is priced between INR 2000-3000/- depending upon the global supply, to increase its affordability for the masses. Under normal circumstances, the ready-to-use kits can be received within 2-3 days of placing the order at their platform. An effective screening tool for mass screening, the organisation is also in talks to provide bulk orders for early detection.
COVID-19 Screening test kit is an IgG & IgM based tool which takes 5-10 minutes to deliver the results. Upon receiving the kit, the user is required to clean their finger with an alcohol swab and use the lancet provided to finger-prick. The cartridge provided reads the results from the blood sample thus obtained, within 5-10 minutes.
The products have been sourced from our worldwide CE and FDA approved partners and are brought to market after stringent quality controls have been ensured. The kits are approved by ICMR and will be deployed in the market after proper quality checks and assurance. The company is in the process of getting approval for more USFDA partners.
Speaking on the launch, Dr Surendra Chikara, CEO, Bione said, “We had been tracking the pandemic and pooled in a lot of time, resources and attention in our mission to develop a tool effective in curbing the outbreak. COVID-19 Home Screening test kit has emerged as a breakthrough product in such unprecedented times. By bringing down the result time, we are looking to make an impact and help India fight COVID-19. We strongly believe that the government’s support is pivotal in leading a revolution against coronavirus.”
The organisation is well-equipped to supply 20,000 kits per week and intends to build its manufacturing facilities in the coming months to sufficiently cater to the high demand. Currently, the kits are experiencing a worldwide upsurge in demand especially from the US, Italy, Spain etc. due to lack of coronavirus testing solutions in the market. It is noteworthy that the screening is done at the patient’s end, eliminating the need for a physical laboratory which helps minimise the contraction of COVID-19.
Bione was founded in 2019 in Bengaluru by Dr Surendra K Chikara, who is a world-renowned genomicist, and the first person to bring NGS sequencing in India. It is India’s first-and-only organisation offering personalised Genetic and Microbiome testing services. The organisation has the laurel of being India’s first direct-to-consumer genetic and microbiome testing service and is actively working towards boosting preventive healthcare and increasing life expectancy in India. The company had earlier developed a Microbiome test kit to check gut dysbiosis and also genetic tests to predict susceptibility to contagious diseases such as COVID-19, based on their genetic makeup. The data analysed by proprietary Bioinformatics Bione Platform and results combined with tailored recommendations, are helpful in taking preventive measures and in fighting off coronavirus. The stand-alone COVID-19 Rapid At-Home Screening test kit is a reliable screening tool against coronavirus.
Irrespective of the results of COVID-19 Screening kit, Bione urges people to undergo a laboratory test if someone shows the symptoms of coronavirus. An immediate and thorough follow-up on the positive test results is required.

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Entrepreneur First Introduces 5 Innovative Startups to India’s Best Investors- Tempemail – Blog – 10 minute

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Entrepreneur First (EF), a UK-based global talent investor unveiled their Online Demo Day, a virtual version of their India Demo Day, for the second cohort of startups from Bangalore. This first-of-its-kind Online Demo Day has unveiled 9 exceptional founders and their 5 deep tech startups using cutting-edge technologies such as AI, IoT, robotics and computer vision. EF decided three weeks ago to switch to an online-only format, given the ongoing global coronavirus pandemic. And even without the usual meet and greet format of a physical event, virtual office hours have already been booked with leading investors across the country. https://www.joinef.com/BA2/
 “While the format of today’s Demo Day event may have changed, the focus remains the same – introducing the globally important companies of the future to India’s best investors. Entrepreneur First believes that with the right support, one talented individual has the potential to fundamentally change the way an entire industry operates – which is perhaps even more important in this period of global upheaval. Today’s launch reaffirms Entrepreneur First’s role in promoting the use of innovative deep technologies across a wide range of sectors – including robotics, healthcare and real estate – and the huge response from investors already is evidence of the fact that they are willing to back innovative, high-growth tech startups through difficult times,” said Matt Clifford, Co-founder and CEO, Entrepreneur First.
The startups showcased solutions ranging from AI for land investing, to early detection of chronic kidney disease; automatic video creation from text, to fresh food grading. The common thread through all these companies was the use of new age technologies such as AI, IoT and computer vision.
Following are the startups that were showcased:

Healium Digital Healthcare – Critical healthcare problems blended with cutting edge technology is what took the shape of Healium Digital Healthcare. They have developed a new software that detects Chronic Kidney Diseases (CKD), 10 years earlier than any existing tests
Real Analytics – The startup aims to address challenges in the real estate sector. It applies computer vision and data science to integrate over 150 sources of data including satellite images to provide market intelligence and connect land investors with landowners
Recreate AI – With the growing preference of video content, Recreate AI worked on an idea to reduce time and cost of video creation. The startup used a combination of Natural Language Programming (NLP) and computer vision to automatically generate videos from plain text at the click of a button.
Unbox Robotics – Recently funded Unbox Robotics, is building a robotics solution for parcel sortation in warehouses. This logistics automation system will enable ecommerce and online shopping players to automate and improve their operations with limited space and capital
QZense – This startup is building an IoT solution for quick & accurate grading of fresh food with a unique combination of proprietary infrared and olfaction sensors.

Speaking about the startups from the second cohort, Esha Tiwary, General Manager, India at Entrepreneur First said,“We are extremely proud of the founders from our second cohort in India and the exciting innovative businesses they are building. Their strength is their ability to match their unique technical knowledge and deep business skills to real world problems. This is a time of great macroeconomic upheaval, but these companies are showing real grit in the face of adversity. EF is uniquely positioned to connect such talented, resilient tech founders with the investor community.”

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India’s huge outsourcing industry struggles with work-from-home scenario – Strategy- Tempemail – Blog – 10 minute

As the coronavirus pandemic pushes India into lockdown, the call centres and IT services firms that function as the world’s back office are struggling to piece together work-from-home solutions and other business-continuity plans.
Prime Minister Narendra Modi on Tuesday ordered 1.3 billion Indians to stay at home for 21 days to stem the spread of COVID-19, following earlier lockdown orders in many Indian cities and states. As of Tuesday, India had reported over 500 cases of the virus and nine deaths.
Many of the companies that provide business services such as call centres, information technology services and business process automation were not prepared for work-for-home arrangements, according to interviews with more than a dozen employees of several companies.
That raises questions about whether one of India’s showpiece industries can function smoothly amid the coronavirus crisis.
“The industry has been scrambling to set up its own business continuity plan,” said R. Chandrashekhar, a retired federal government official and a former president of India’s IT services lobby group, NASSCOM.
In the southern tech hub of Bengaluru, an employee working at a JPMorgan call centre said that until last Friday, her managers had repeatedly declined staffers’ pleas to work from home.
“Even if I am infected with the virus, I know the death rate for young people isn’t very high, but I am very very scared that I might transfer it to family,” she said on condition of anonymity, as she was not authorised to speak to the media.
After a state government order, JPMorgan on Sunday asked its Bengaluru staff to “stay at home until further notice,” according to a message to employees seen by Reuters.
In some cases, companies must seek client permission before allowing employees to work on sensitive projects outside the office, a senior human resources executive at a top Indian IT firm said of working remotely.
“These days the challenge is not really the technology, the challenge is the regulations, and, in case something goes wrong, who’s going to take the responsibility,” the person said on condition of anonymity.
Software services firms, led by Tata Consultancy Services and Infosys , gained prominence by giving Western clients low-cost solutions to routine computer problems. Over time, they assumed a major role at many global companies.
Three employees of midsize IT services firm Mphasis in the western Indian city of Pune said they were all being asked to come to the office until last Friday, even as some expressed concerns about working in close proximity with roughly 90 other people.
Maharashtra state, where Pune is located, had imposed restrictions on private company employees going to offices in an effort to curb the spread of the virus. But it made exemptions for essential services including some IT companies.
During the past week, security guards barred employees from venturing outside one of the Mphasis offices in Pune to avoid attracting the police, fearing a forced shutdown, two employees said, declining to be named as they were not authorised to speak to the media.
One said a human resources executive told him not to wear a mask as it would “panic people who come to work”.
As Maharashtra enforced a curfew starting Monday, some Mphasis employees were being asked to remain home this week, even though they lacked equipment such as laptops, the employees said.
Mphasis said in a statement that not all of its staff were working remotely. But the company said it was speaking with clients and trying to enable as many people as possible to work from home while ensuring employee safety.
An employee of French tele-services provider Teleperformance on the outskirts of Delhi said his company had been reluctant to let staff work from home.
But he said employees were finally told Sunday the company would begin installing corporate desktop computers at their homes after a wider lockdown in several cities.
JPMorgan and Teleperformace did not respond to requests for comment.
Some have been able to make a temporary and quick transition to the work-from-home scenario.
Qualcomm, the world’s biggest supplier of “modem” chips that connect mobile phones and other devices to wireless data networks, said about 90 percent of its workforce in India was able log in to work-from-home since the lockdown started in the country.
“I can tell you that in the last 24 hours 90 percent of Qualcomm’s workforce in India logged in, indicating that our employees have been pivoted well to working from home”, a Qualcomm spokeswoman said in an emailed statement.
India’s home ministry, in guidelines issued on Tuesday, advised states to exempt essential IT and IT-enabled services from the national lockdown.
NASSCOM, the lobbying group, said several states had listed IT and e-commerce among essential services that are exempt.

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India’s first-ever AI summit postponed due to coronavirus- Tempemail – Blog – 10 minute

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The Indian government has announced to postpone the country’s first summit on Artificial Intelligence (AI) that was scheduled to be held in the Capital in October amid the growing new coronavirus (COVID-19) pandemic.
Titled, ”RAISE 2020 (Responsible AI for Social Empowerment 2020),” the summit on October 5-6 was announced as a global meeting of minds to exchange ideas and charter a course to use AI for social transformation, inclusion and empowerment in key areas like healthcare, agriculture, education and smart mobility, among other sectors.
“The registrations are open for all participants and the process will remain the same as before. All AI startups are welcome to participate through the same procedure for the Startup Pitchfest,” said Abhishek Singh, President and CEO, Tempemail e-Governance Division (NeGD), the Ministry of Electronics and Information Technology (MeitY).
“The step to postpone the summit is a public health measure for containment and mitigation of the current COVID-19 outbreak,” he added.
The ”Startup Pitchfest” is a platform for startups to showcase their ideas for use of AI in accelerating social transformation, inclusion and empowerment.
The summit aims to create a data-rich environment as India has the potential to be the world”s leading AI laboratory that can eventually transform lives globally.

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India’s Mphasis Bags Amazon Web Services’ Partnership Certificate- Tempemail – Blog – 10 minute

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Mphasis, the Bangalore-headquartered global IT solutions provider specialising in cloud and cognitive services, said it has been awarded the certification as a Premier Consulting Partner on the Amazon Web Services Partner Network (APN).
The company said the award, in conjunction with its Stelligent division, of the highest possible partner status is the result of successfully delivering platform-led enterprise portfolio modernisation and migration programs on industrial Dev(Sec)Ops foundations or an integrated IT system that incorporates security within its systems.
“As a cloud-based company that is focusing on AWS [Amazon Web Services], we are extremely happy about being awarded the highest partnership certification,” said Dinesh Venugopal, President of the Mphasis Direct and Digital.
“The Stelligent acquisition and integration, and the subsequent focus on jointly achieving Premier Status as Mphasis is a clear showcase of us bringing the next generation of Dev(Sec)Ops enabled Cloud and Cognitive solutions on AWS.
“We look forward to bringing a financial services-focused as well as horizontal set of solutions in application development, modernisation, data and Dev(Sec)Ops harnessing the power of the AWS platform in 2020,” he said.
Mphasis, which is also a member of the Blackstone Group of companies, provides an end-to-end cloud and cognitive portfolio of services that provides enterprise customers with the ability to increase the speed of business leveraging the AWS Platform.
Mphasis said it is rapidly growing its AWS practice with targeted specialisation across Europe and the US.
The APN Premier Consulting Partner designation recognises the top APN Consulting Partners globally that have distinguished themselves by investing significantly in their AWS practice.
Companies that have gained this status demonstrate deep expertise in delivering customer solutions on AWS.
They have also helped a large number of customers develop, secure, migrate and run their applications on AWS.
To be eligible, APN members must meet certification requirements on an annual basis.

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Airtel Collaborates With Cisco to Launch India’s First Automated Ethernet Over Fiber Network for enhanced Internet- Tempemail – Blog – 10 minute

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Bharti Airtel has announced its collaboration with Cisco to launch India’s largest 5G-ready, 100G IP and optical integrated network designed to enhance network availability, capacity and scale. The deployment is part of Airtel’s initiative to build a 5G ready network that continues to serve the growing demand for high speed data services in the country.
India is currently the world’s second-largest telecommunications market with a subscriber base of 1.17 billion. Cisco’s recent Annual Internet Report forecasts there will be 67.2 million 5G connections in India by 2023 (4.9 percent of total mobile connections), and 66 perecnt of all devices will be mobile connected by 2023, (34 percent will be wired or connected over Wi-Fi).
Airtel’s network serves over 280 million mobile subscribers across 4G and 2G technologies. This new IP over Ethernet over Fiber network is the largest hyper-complex brownfield network transformation of its kind in India, collapsing multiple legacy domains to build a flatter, simpler and automated 5G-ready IP network for enhanced customer experiences. It integrates Cisco IP and optical solutions along with segment routing to more easily extend services in rural communities while significantly improving network availability and creating cost efficiencies.
The simple, flexible and self-healing architecture is built with an agile, programmable and software-defined platform to deliver exponential mobile internet growth. It has already realized significant speeds with scale to enable new, advanced B2B and B2C services. The open standards architecture with automation brings in efficiencies for new and legacy infrastructure, eliminating manual touchpoints in a brownfield environment.
“Airtel continues to transform its network to ensure greater availability and reach across India to deliver best-in-class mobile experience for our customers,” said Randeep Sekhon, CTO, Bharti Airtel. “Our ongoing collaboration with Cisco is critical in helping us to be 5G-ready, collapsing multiple legacy domains to build a flatter, simpler and automated network with more bandwidth to support internet services and the endless growth in consumer and business applications people rely on every day.”
“Airtel is transforming its network to be modern, adaptable and scalable to accommodate the phenomenal mobile growth in India,” said Anand Bhaskar, Managing Director, Cisco Service Provider Business, India and SAARC. “Together we are delivering a highly-scalable IP and optical network throughout India that enables broader mobile access to connect more people, and more businesses who can do more with the internet.”

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India’s rise as a data centre hub- Tempemail – Blog – 10 minute

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India Inc is in the midst of a huge digital transformation drive. From the way the government interacts with common citizens to the way the latter consume services, everything has a touch of digital. When you correlate this data with the fact that India has one of the youngest populations in the world, then we can safely contend that India will remain a rising market in terms of data consumption. Digital data consumption in India is expected to increase at twice as fast as the worldwide rate from being 40,000 petabytes in 2010 to 2.3 billion petabytes by 2020 (Source: IAMAI).
In addition, compliance requirements set by regulatory authorities such as RBI that mandate that personal data of Indian citizens must be stored on local servers in the country, has helped in boosting data centre capacity. India is also home to the third-largest ecosystem for startups in the world. India also continues to a software services superpower and manages global IT infrastructure remotely from sophisticated data centres in the country. India is set to overtake the US by 2023 with respect to having the largest population of developers, (Source: Evans Data’s Global Developer Population and Demographics Study).
Consequently, the infrastructure for supporting this growth is also been built to meet this growing demand. The Indian data centre infrastructure market is valued at US$ 2.2 billion and is poised to be the second-largest market for data centre infrastructure within the Asia/Pacific region by 2020.

Looking at the growth rate, data centre players are trying to capture more market share by increasing investments to enhance their footprint in India. In 2019, several landmark announcements were made with respect to the data centre space in India.

The Hiranandani Group ventured into the data centre business by announcing that it was looking to build data centre parks across India. Similarly, CtrlS announced that it was looking to add 5 million square feet from the existing 1 million square feet by 2021. The Adani group announced a partnership with San Francisco-based Digital Realty to jointly develop and operate data centres. Oracle Corp opened its first local data centre facility in India. Microsoft announced a 10 year partnership with Reliance Jio to launch new cloud data centres in India. Amazon Web Services also announced last year, its intention to include a third availability zone. Most recently, Japanese tech giant, NTT announced that a significant percentage of its US$ 7 billion global commitment for its data centre business would be spent in India over the next four years.
Understanding the importance of a good digital infrastructure in powering national growth, the government recently proposed to bring a policy that would encourage the private sector to build data centre parts throughout the country. While the demand was already high, this could just be the trigger to unleash a fresh wave of foreign investments in data centres in the country.
Srikanth RPEditor, Express Computer[email protected]

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Would US Elections Be Using Google India’s Tested Measures Against Misinformation?- Tempemail – Blog – 10 minute

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The rampant spread of misinformation is the biggest challenge that comes with the internet revolution. World-leading tech giants such as Google, Facebook and Twitter have had to take stringent measures in curbing this menace. However, political candidates and their campaigns don’t make it easy. 
The Indian election of 2019 was closely monitored by Google India to prevent the spread of fake news. Director of Trust and Safety at Google India, Saikat Mitra told a national daily that they set up a framework to track the movement of political information across Google Maps, Youtube, etc. 
Machine Learning, Artificial Intelligence, and Human monitoring were put together to keep a check on its platform in real-time. To keep false information from spreading during the elections, Google brought in more transparency in advertisements, they provided reports for paid ads and also scanned maps to prevent any vandalism. They also kept their ‘search’ clean. 
Since this framework did well for the Indian elections, it will be used in creating a global standard of this framework for all elections. Google is planning to use the same framework for the upcoming US elections in November. 
The 2016 US elections faced a lot of backlash from various groups of people claiming that there were misinformation spread and interference from outside sources for their decisions.  

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Who Is India’s Top Streamer: Netflix Or Disney?- Tempemail – Blog – 10 minute

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India, as a country has the potential to become the largest overseas market. This is specifically because streaming giants like Netflix and Walt Disney Co. are spending millions of dollars to grab the Indian market. 
Consider Zee5, one of the top domestic streaming platforms that has been set up by India’s biggest television broadcaster. Zee5 is currently betting on local content, to fend off big-spending rivals. This was said by Chief Executive Officer Tarun Katial. The OTT (Over The Top) platforms has been playing to its advantage, by adding more local-language shows and lower price options, in order to gain market share. 
Once Katial had said that international OTTs neither have legacy nor library with depth. He even added that Zee5 has produced more than 100 original shows in local languages, at least 10 times more than any other rival.
Zee5 had its inception in 2018, and is among dozens of streaming platforms like that of Amazon.com. Boston Consulting Group estimates that Amazon’s market would be reaching around $5 billion in 2023. It’s not a secret that India has become a battleground for global streaming brands. This is specifically with an emphasis on delivering films and TV shows to smartphone users expected to number 850 million in the next two years. 
Zee5 had a user base of around 61 million active users in the first 15 months in India. Katial has said that little choice, but to keep producing new shows, and at faster rates. 
What About Disney?
Earlier this month, Disney said that it would be launching Disney+ streaming service in India. This would be via its Hotstar platform on March 29, right at the beginning of the Indian Premier League (IPL) cricket season.
Also Read:
Disney+ To Launch In India And Rebrand With Hotstar
Also, Disney would be rebranding the Hotstar VIP and Premium subscription tiers to Disney+ Hotstar, in order to underline its global brand.
How Is Netflix Faring In India?
The world’s largest streaming platform, Netflix once said that it intends to sign on 100 million subscribers in India. This is almost 25 times the customer base it had in India as of now. When CEO Reed Hastings visited India, he had once said that Netflix is willing to spend around $419 million over 2019 and 2020, in order to produce more local content.
Some of the Indian content that Netflix has produced are ‘Sacred Games’, ‘Ghoul’, and ‘Lust Stories’. 
What About The Price Differentiation But?
Netflix had tried to slash the prices by as much as half in India, essentially for subscribers that commit to at least three months. Streaming services in India like Apple Tv+, Amazon Prime, and Disney Hotstar, have offered discount deals this year, and subscriptions at prices much below those in other markets.
In order to attract more viewers, Zee5 has begun offering some region-specific packages at INR.49 a month, or INR. 499 a year. Also, at the same time, Zee5 is planning to add 90-second videos to its platform to meet demand, and also compete with platforms like TikTok. 

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