EU privacy body warns of privacy risks in Google, Fitbit deal – Finance- Tempemail – Blog – 10 minute

Google’s US$2.1 billion (A$3.2 billion) bid for fitness trackers company Fitbit could pose privacy risks, the European Data Protection Board (EDPB) warned on Thursday, adding its voice to other critics of the deal.
Google announced the deal in November last year, as it seeks to compete with Apple and Samsung in the crowded market for fitness trackers and smart watches.
Fitbit, whose fitness trackers and other devices monitor users’ daily steps, calories burned and distance travelled, would give the US tech giant access to a trove of health data gathered from Fitbit devices.
Such access is worrying, the EU privacy watchdog said.
“The possible further combination and accumulation of sensitive personal data regarding people in Europe by a major tech company could entail a high level of risk to privacy and data protection,” it said.
It urged the companies to assess their data privacy requirements and privacy implications in a transparent way and mitigate possible privacy and data protection risks before seeking EU antitrust approval for the deal.
Google said it would never sell personal information to anyone and that Fitbit health and wellness data would not be used for its ads while Fitbit users would have the option to review or delete their data.
“Protecting peoples’ information is core to what we do, and we will continue to work constructively with regulators to answer their questions,” the company said in a statement.
European Competition Commissioner Margrethe Vestager, who will vet the deal, in November voiced her concerns about big companies targeting data-heavy rivals.
The European Commission on Thursday in an emailed comment said it had yet to be formally notified.
“It is always up to the companies to notify transactions with an EU dimension to the European Commission,” it said.

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Mahindra Finance launches a digital first business: Gururaj Rao, VP & CIO, Mahindra & Mahindra Financial Services Group- Tempemail – 10 minute

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Bell rings on S&P/ASX All Technology Index – Finance – Software- Tempemail – Blog – 10 minute

The bell has rung on Australia’s first dedicated index of locally listed tech stocks, the S&P/ASX All Technology Index, with the dedicated basket primed to start officially operating from market open next Monday morning.
A landmark for both the local market operator and tech sector, the index, which will carry the code XTX, will carry a combined market capitalisation of more than $100 billion with Australia’s best know tech heavyweights and unicorns making up the top ten.
Making the initial cut, in order of market cap as of Friday (and a lot can change in a day), the list was as expected topped by Xero (XRO) followed by registry stalwart Computershare (CPU), buy-now, pay later darling Afterpay (APT) , REA Group (REA) and then Altium (ALU).
They were followed by Carsales (CAR), Wisetech Global (WTC), Link Administration Holdings (LNK) NEXTDC (NXT) and then Appen (APX) to round out the top ten.
(We’ll get an updated fuller list shortly.)

Federal Minister for Science and Technology Karen Andrews presided over the bellringing with trademark humour and enthusiasm, saying the new tech index would “play a big role in increasing the tech sector’s visibility and will make it easier for everyday Australians to invest in tech companies, and share in their success.”
“How exciting is this?! I keep joking that I feel like Carrie Bradshaw in Sex and the City,” Andrews quipped at the launch, prompting the odd blush from besuited fundies in attendance.
“I’ve also had Ring My Bell by Collette stuck in my head for months!”
(Andrews rang the bell with such enthusiasm one cheeky fundy suggested she could get a job on new Sydney light rail after politics.)
Aside from being a crucial market tracker, the index also substantially bolsters the supply of capital to existing and emerging tech companies because it provides a gateway to institutional funding and an important alternative to often expensive private venture capital.
Banks, including the CBA, Westpac and NAB have thrown hundreds of millions at the venture sector, usually as a hedge to gain a foothold in emerging disruptors and competitors.
“We know that Australia has a strong pipeline of smaller tech companies considering how and where to raise capital,” Andrews said.
“The Index creates an opportunity for them to access later stage capital, raise their profile and fuel their growth.”
Executive general manager of listings, issuer services and investment for the ASX, Max Cunningham, also revealed that the XTX had already attracted its own exchange traded fund (ETF) that will launch with weeks through Betashares, which Cunningham described as “Australia’s largest home grown ETF provider”.
“BetaShares will launch an ETF over the S&P/ASX All Technology Index and if all goes to plan we expect that the BetaShares S&P/ASX Australian Technology ETF will commence trading just over a week after the index – on Wednesday the 5th of March – with the ticker ATEC,” Cunningham said.
Apart from Australian companies, on launch the All Technology Index will include three New Zealand companies two US companies and one Irish company, Cunningham said.
“Given recent listings in December and a very healthy pipeline for 2020, that cohort is likely to grow.”
It’s also not hard to see why an tech-based ETF might prove attractive when interest rates are in the gutter and mining stocks bouncing around because of the Coronavirus.
For the main, the leading Australian tech stocks have handsomely rewarded investors who know a thing or two about IT.
Cunningham put it this way.
“To put it into perspective, over the last three years the S&P ASX 200 annualised total return has been around 10 percent – while over the same period the technology companies who would have been in this index if it had existed, would have returned over 20 percent.”
Compare that to the market leading depositor rate of 2.25 percent from neobank Xinja and it’s not hard to see why the ASX is getting into tech with bells on.

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ASX Aussie tech index launches today – Finance – Cloud – Hardware – Networking – Software – Storage- Tempemail – Blog – 10 minute

Australia will finally get its own official index of publicly listed technology companies trading on the now thoroughly virtualized floor of the Australian Securities Exchange, with ratings agency Standard and Poors today launching the much awaited S&P/ASX All Technology Index.It is understood the highly anticipated index, that many investor expect will effectively become the NASDAQ of the southern hemisphere, will initially consist of a basket of around 46 constituent stocks, including the so-called WAAAX basket – WiseTech, Afterpay, Appen, Altium and Xero.The launch of the S&P/ASX All Technology Index is a momentous day for the local technology sector that has for the two decades arguably struggled to spark the interest of institutional and retail investors addicted to minerals, banks and telecommunications.The creation of the All Technology Index will also go some way to eliminating the economically debilitating cultural cringe that Australian technology purchasers, especially in software, have historically exhibited, shunning local product as too risky in favour of multinationals like SAP, Oracle and IBM.While companies like Wisetech (previously known as Cargowise and Eagle Datamation International) have grown gradually to become multibillion dollar ASX-listed enterprises, there have been some notable misses for the local market.They include Atlassian which floated in the US because it was able to attract a more patient and technology savvy class of investor able to understand the fundamental underlying value of the company rather than small cap chasers looking for a speculative hit.While not all ASX listed tech companies will make the initial cut – there are thresholds for market capitalisation, liquidity and stocks will need to have been listed for at least three months – there are some prime suspects about who the club will initially include.Brisbane headquartered software powerhouse Technology One looks a sure bet for inclusion, as well as Data#3, Reckon, Bravura and Objective Corporation.A key differentiator for the local All Technology Index is that it will not include telcos, primarily because the size of those companies would otherwise distort what’s supposed to be a discrete index.Which does rather beg the question as to what is a tech stock – and what isn’t? While software is fairly straightforward it’s still a little unclear as to if and how platform type stocks will be treated: think Webjet, SEEK, Freelancer.com, Computershare.Then there’s specific sectoral technology plays: think Electro Optic Systems (space junk and robot guns) or Redflex (red light and speed cameras).And then so called Fintechs – there is a legitimate question as to whether Afterpay is a tech company or essentially just an unsecured credit broker.And then there’s the question of whether the ASX will make the cut itself now it’s in the distributed ledger and data analytics as a service venture.What is known is tech stocks have been the fastest growing of all the ASX’s sectors over the last 5 years.Local ASX veterans and serial entrepreneurs say the creation of the S&P/ASX All Technology Index is a good thing.Gary Cohen, who was instrumental in the listing of Commander and IBA Health (later iSoft) and is now chief executive of Invigor Group said more business community focus on the Australian tech sector was a good thing.“We have a very big group, a tech community here, but people have had to go offshore,” Cohen told iTnews, adding that Australia had previously lagged other countries backing their own tech industry.Cohen also cautioned that despite some standout tech stocks rising here, the local market was somewhat polarised, with institutional investors still shunning smaller early stage companies if they were not cash flow positive.Cohen said the companies that had done well on the ASX usually had overseas support in termns of their market, like WiseTech, that had a big international customer base.

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Bunnings boss slams suggestions tech could kill lowest price guarantee – Finance – Hardware- Tempemail – Blog – 10 minute

Bunnings Warehouse boss Mike Schneider has hammered suggestions the hardware colossus could be forced to dump its famed ‘lowest prices’ guarantee to consumers because of the retailer’s entry into the consumer technology and smart homes sector.
In a testy rebuke to analyst speculation that competing against JB HiFi, Harvey Norman and Amazon could force a retreat on price competition, Schneider this week dismissed any proposition stocking the likes of Google Home and Amazon Echo could sacrifice its price lead.
Credit Suisse’s lead retail analyst Grant Saligari was one inquiring mind keen to know how Bunnings’ big digital push, both online and in store, was influencing its cost and profit lines.
“One of the things we’ve noticed is a lot more price changes coming through the Bunnings business as you’re entering the technology categories, and some of the broader categories, forcing you to defend your lowest price,” observed Saligari.
“So you’ve removed, or you’re in the process of removing ‘lowest prices are just the beginning’ from your signage, and there’s some industry commentators suggesting that you’ll struggle to sustain the lowest price guarantee, what’s your view on that?” Saligari continued.
It’s a fair question too, given some of the deep discounting clickbait stunts pulled by the likes of Kogan and other e-tailers.
But the response from Australia’s tradie-in-chief was swift and unequivocal.
“Look, we changed a little bit of marketing creative,” Schneider grumbled before biting back.
“I think the commentary, that’s being made around our ability to defend and our commitment to our prices is incredibly ill-informed”.
Even so, Schneider conceded tech can be a moveable feat in terms of pricing which, unlike cement, has been broadly deflationary.
“We’re passionate about the customer and we’re passionate about price,  so we drive the policy of lowest prices really hard. There are some categories that have a little bit more volatility and …smart home is one of those, as is probably the broader tech space,” Schneider said. 
“It’s really about making sure that we’re doing all the things now so that we that have a fantastic Bunnings business set up for five and ten years down the track.”
Bunnings in five years could be a very different store, and things are changing fast in its new online forays, and in more ways than one.
Late last year Bunnings launched Bunnings MarketLink, a discrete online store sitting within Bunnings’ big online mall.
It’s essentially an aggregated reseller site, where a gaggle of trusted suppliers to Wesfarmers’ other retail businesses (Target, Kmart) as well as prestige brands like Royal Doulton and Sheridan get tp parade their wares to Bunnings’.
Aside from all the stuff Bunnings doesn’t want to really stock, like soft furnishings, tablecloths and kitchenware MarketLink is a ready-made referral factory for the +40 million online visitors per quarter that bounce around Bunnings’ main site.
And if you dig around MarketLink you’ll also notice that (now here’s a coincidence) that Catch, the online retailer founded by sibling serial digital investors Gabby and Hezi Leibovich as a deal of the day site, features prominently.
Wesfarmers forked out $230 million for Catch as a digital bulwark for cut price ‘kool mom’ fave Kmart and its risk free fashion failure Target, so there’s clearly a ready made audience for what to click … or flick.
Aside from Catch there’s the likes of Klika and something called ‘Frank Hudson’ that will do you a poo-brown nouveau Scandi chic repro “Datsun Vintage Brown Leather Armchair” made from an unspecified timber for the modest price of $1599.99.
No, we didn’t misplace the decimal point, and yes, that’s more than original retro Scandi Chic goes for in Surry Hills. (And, yeah, Nissan will be thrilled their retired brand is making a comeback.)
But that’s not really the point.
A $1599 “Datsun Vintage Brown Leather Armchair” ain’t really a ‘lowest prices guaranteed’ core offer in the Bunnings cannon.
 Best read the fine print.
“This excludes trade quotes, stock liquidations, commercial quantities and MarketLink products,” say the disclaimer below the moustachioed, big ear-ringed young man holding the “we’ll beat it by 10%” sign pinned to the Bunnings home page carousel.
Look on the bright side.
If you’re fed up with Apple Muzak and Spotify you can still buy an mbeat® Wooden Style USB Turntable Recorder for $99.95 with a “Classic and low profile wooden design” plus “built-in speakers, USB host & RCA output”.Bunnings selling record players and Scandi Chic; Grant Saligari might just be onto something.

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Their market shut, traders in China’s Silicon Valley do business from bags – Finance – Hardware – Software- Tempemail – Blog – 10 minute

While coronavirus fears curtail much of China’s bustle, traders are getting back to business at the world’s largest electronics market, buying and selling from bags and suitcases on the streets outside their shut premises.
The Huaqiangbei area in the southern city of Shenzhen is home to dozens of multi-storey malls housing around 38,000 trading desks packed with reels of microchips, phone parts, and other components. The markets remain closed this week, with vendors uncertain of when formal business will resume.
But word travelled across groups on the WeChat messaging platform that some were doing business on the streets. By Tuesday afternoon, hundreds of traders had gathered.
“I think it’s pretty funny, and the atmosphere here is great,” said Xu Peng, a microchip trader in a crowd of about 30 traders outside one of the market buildings.
Many of the traders clutched bags full of electronic wares as they scanned their phones and waited for buyers or suppliers.
“This place is finally starting to wake up,” he said, before taking a supplier’s call.
Shenzhen is one of the cities hardest hit by the coronavirus outside of Hubei province, with over 400 confirmed cases. Many apartment blocks have banned visitors and require residents to obtain permission slips before going outside.
Yet so far, police have left the traders at Huaqiangbei alone. An employee at the local government department responsible for virus safety inspections said the traders were not breaking any rules.
Huaqiangbei acts as the major matching hub for companies across the world and the factories of southern Guangdong province. Many factories are closed and suppliers are unable to return to the market, worrying traders.
The virus outbreak is having a big impact, Cheng Weiling said through her facemask while checking her phone.
“Lots of people are still trapped in their hometowns and so lots of places can’t open,” she said.
Microchip and board trader Yi Liang agreed.
“There’s lots of demand, but some people just can’t get hold of the inventory,” he said.
Traders lose significant income while the shutdown continues, said Donny Zhang, CEO of Sand and Wave, a hardware consulting and sourcing company based in the Huaqiangbei area.
“A small counter might only be one metre wide in size, but their yearly revenue could be 10 million yuan (US$1.43 million),” he said.
There are signs that China is starting to return to normal, with more traffic in major city streets this week than last. Over half of large-scale enterprises in Guangdong have returned to work, the provincial government said on Tuesday.
(US$1 = 7.0065 Chinese yuan renminbi)

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Bunnings sibling Blackwoods continues to bleed from troubled Microsoft ERP rollout – Finance – Strategy – Hardware – Software- Tempemail – Blog – 10 minute

If Bunnings is the dream retail digital transformation, its B2B industrials cousin Blackwoods must surely be the recurring nightmare.
A troubled migration to Microsoft Dynamics from a 30-year-old Focus COBOL-based system has continued to cause acute financial pain for the hardcore hardware shop, with management telling weary investors its performance will remain stuck until the system goes live.
The Wesfarmers-owned industrial parts and equipment distributor on Wednesday bowled-up another set of gloomy numbers, with the frustrated Dynamics rollout cited as a significant contributor to a 50 percent earnings slump across its Industrials and Safety division for the half year ended 31 December.
To put that in context, Wesfarmers’ Industrial and Safety reported earnings before interest and tax of $10 million for the half year ended 31 December, inclusive of a $15 million payroll remediation hit.
That number came off revenues $858 million for the period.
Wesfarmers warned investors last August there was more financial pain to come from the Dynamics rollout. And it’s been delivered in spades.
“The performance of Industrial and Safety business was disappointing, principally due to continued underperformance of Blackwoods,” Wesfarmers said in its results, citing lower sales and the “ongoing investment in customer service, ERP and improving the digital offer.”
Pushed by analysts on progress with the ERP, Wesfarmers’ Industrials and Safety division chief David Baxby said “the ERP system is primarily a cost issue.”
“While you’re going through a process like this you’ve got to have an element of manual handling, to ensure that you can retain those high [customer] service levels of 95 percent plus.
“So, as a result of the delay and some of the difficulties that we’ve encountered as a result of the implementation, we’ve had to carry some of those costs forward, which has obviously impacted on the on the EBIT line,” Baxby said.
Blackwoods will persevere with the Dynamics rollout – there is no suggestion it could be dumped – but will have to continue to use manual workarounds until it comes good.
Baxby did not say how many people were now working on the ERP project, but at the previous earnings call some 90 people were dedicated to it with a timeframe of around 12 months to completion indicated last August.
The major issue Blackwoods is dealing with is that as Australia’s biggest supplier and distributor of industrial products, tools and commodities, its mammoth catalogue runs to wincing 200,000 SKUs.
The scale of the transition from green screen is such that Blackwoods allocated 18 months to plan the migration now causing it such acute pain.
Last earnings call the company revealed it had implanted a new web front end as well as 32 Cohesio robots to trawl 1350 racks and 86k product locations across six distribution centres.
“We will continue to accelerate plans to address the unsatisfactory performance in Industrial and Safety,” said Wesfarmers CEO Rob Scott.

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Stocks slide on Apple’s virus warning, euro near three-year low – Finance- Tempemail – Blog – 10 minute

Gold rose and global equity markets slid on Tuesday after Apple said it was unlikely to meet its sales guidance because of the coronavirus outbreak in China, a warning highlighting the epidemic’s threat to global growth and corporate profits.
China reported its fewest new coronavirus infections since January and its lowest daily death toll in a week, but the World Health Organization said data suggesting the epidemic had slowed should be viewed with caution.
Chinese officials reported 1,886 new cases – the first time the daily figure has fallen below 2,000 since January 30.
Apple said on Monday that manufacturing facilities in China that produce its iPhone and other electronics had begun to reopen, but were ramping up slower than expected.
The disruption in China will result in fewer iPhones available for sale around the world, making Apple one of the largest Western firms to be hurt by the outbreak.
Gold climbed more than 1 percent to a two-week high as investors sought safety in the wake of Apple’s warning. The price of Brent, the global crude benchmark, fell below US$57 a barrel but later rebounded on reduced supply from oil-rich Libya.
Forecasters, including the International Energy Agency (IEA), have cut 2020 oil demand estimates because of the virus.
Equity markets around the world fell, with MSCI’s all-country world index slipping 0.52 percent.
The pan-European STOXX 600 index lost 0.38 percent and emerging market stocks lost 1.18 percent.
HSBC’s announcement that it would shed USUS$100 billion in assets, shrink its investment bank and revamp its U.S. and European businesses in a drastic overhaul added to concerns about the impact of the coronavirus.
The UK-based bank, whose huge Asian operations are headquartered in Hong Kong, said the coronavirus epidemic had significantly impacted staff and customers. HSBC shares fell 6.35 percent, leading the FTSE 100 index to close down 0.69 percent.
On Wall Street, the Dow Jones Industrial Average fell 159.18 points, or 0.54 percent, to 29,238.9, the S&P 500 lost 9.03 points, or 0.27 percent, to 3,371.13 and the Nasdaq Composite added 3.79 points, or 0.04 percent, to 9,734.97.
“We’re seeing some renewed weakness in the stock markets following the announcement by Apple,” said Saxo Bank analyst Ole Hansen. “It’s having a global impact on supply chains and shipments – this will have a negative impact on growth expectations.”
US stocks pared losses and the Nasdaq edged higher on speculation the hit to global supply chains by the coronavirus will be temporary.
Overnight in Asia, China’s CSI300 blue chip stocks index lost 0.5 percent after gaining sharply on Monday, encouraged by a central bank rate cut and government stimulus hopes.
Japan’s Nikkei lost 1.40 percent.
The dollar rose to nearly a three-week high against the euro after Germany’s ZEW survey of economic sentiment showed slumping investor confidence in Europe’s largest economy.
The euro was down 0.41 percent to US$1.079, while the dollar index rose 0.44 percent. The Japanese yen was flat versus the greenback at 109.89 per dollar.
The ZEW research institute said in its monthly survey that investors’ mood deteriorated far more than expected in February on worries over the coronavirus’ effect on world trade.
The survey added to expectations the German economy will lose more momentum in the first half as slumping exports keep manufacturers mired in a recession.
Safe-haven German 10-year bond yields fell to -0.43 percent at one point. Other 10-year bond yields in Europe fell similarly.
US Treasury yields also fell. The benchmark 10-year note rose 11/32 in price, pushing its yield down to 1.5525 percent.
Oil prices slid over the expected impact of the coronavirus on crude demand and a lack of further action by the Organization of the Petroleum Exporting Countries and allies to support the market.
Crude rebounded on the collapse of Libyan oil output since January 18 because of a blockade of ports and oilfields.
Brent crude rose 8 cents to settle at US$56.93 a barrel, while US West Texas Intermediate crude settled flat, or unchanged at US$52.05 a barrel.
US gold futures settled 1.1 percent higher at US$1,603.60 an ounce.

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AFG steps closer to automated home loan assessments – Finance – Projects – Software- Tempemail – Blog – 10 minute

With interest rates at record lows, secured lending broker and aggregator AFG has moved to carve out a point of difference from the majors by making it easier for loan applicants to demonstrate serviceability through better document versioning history and accessibility.
The new cloud-based Home Loan application system was custom developed in collaboration with IT services provider, Rubicon Red, combining Oracle Cloud Services with cloud-native open-source developer tooling for enterprise-grade performance and scalability.
The new AFG Assess system, which debuted in July last year, was designed to support the long-running approval process that typically spans weeks or months, with clients providing new information and meeting new milestones as the application progresses.
As a multi-stage process involving mulitple staff members, the system had to be built with a contract-based locking and versioning mechanism between the process automation layer and the Angular-based user interface.
Coupled with a more user-friendly design, AFG Assess improves outcomes by increasing productivity for the operations and credit team who can now scale their operations to meet growing demand without increasing headcount.
It’s also more resilient than the previous processes that were in place, increasing revenue by helping AFG assess more approvals with less downtime and lower time-to-market for any new updates added to the system.
AFG estimates the Assess system has sped up its approval processes by around 25 percent, which has the added benefit of improving customer satisfaction and retention rates.
It’s a huge leap for people navigating their way through the cumbersome and often repetitive, document intensive world of secured lending where small changes in personal data can make a big difference on approvals.
All up, the system is projected to achieve 100 percent return on investment within the first 12 months.
The new technology architecture used in this implementation also sets AFG up to further increase its digital capabilities, providing a platform for future automation and integration opportunities aligned with other strategic initiatives underway within, lowering both the cost and risk associated with new projects.
This project is a finalist in the Finance category of the iTnews Benchmark Awards 2020.

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If Apple is hurting due to the coronavirus, its suppliers and rivals likely are too – Finance – Hardware- Tempemail – Blog – 10 minute

Apple Inc’s surprise warning that it will likely fall short of this quarter’s sales target due to the coronavirus epidemic points to much pain for its chip and other suppliers as well as for rivals who also rely on China to build their products.
Revising guidance set just three weeks ago, the world’s most valuable tech company said while many factories that make iPhones have reopened for work, they were ramping up more slowly than anticipated.
The outbreak, which has infected more than 72,000 and prevented many employees from returning to work due to travel and quarantine restrictions, was reverberating throughout the US firm’s supply chain, a source familiar with Apple’s operations in China said.
“If one component factory stays closed and they’re the only supplier, then everyone has to stop and wait. And if there are two suppliers and one is shut down, then we need the other to do more,” said the source who was not authorised to speak to media and declined to be identified.
Stacy Rasgon, a Bernstein analyst, said Apple’s woes probably also mean fewer chips will be sold throughout the mobile device industry because the overwhelming majority are made in China.
“Maybe this is the wake up call. I would be astonished if Apple is the only one,” he said. “Every electronic supply chain runs through China in a big way.”Research firm Canalys estimates both Apple, which outsources much of its manufacturing to Taiwan’s Foxconn, and rival Huawei Technologies have 99 percent of their production in China. The world’s No. 1 smartphone market is likely see sales halve in the first quarter due to the virus, analysts have said.
Chinese rivals Oppo, Xiaomi Corp and Vivo have 83 percent, 72 percent, and 65 percent of their production in China respectively.
Reuters reported last week that roughly 10 percent of Foxconn’s workers in China have resumed production, while other plants in the country remain largely shuttered. Foxconn denied the reports in a company filing without elaborating.
A slew of suppliers
Shares of Apple’s chip suppliers fell on the news on Tuesday, with Samsung Electronics losing 2.8 percent, Taiwan Semiconductor Manufacturing Co (TSMC) down 2.9 percent and SK Hynix shedding 2.9 percent.
Analysts at ANZ noted Qualcomm Inc was vulnerable to disruptions caused by the epidemic as it supplies mobile modem chips to almost all major smartphone makers and generates nearly half of its sales from China.
US-based suppliers that do a lot of business with Apple include Broadcom Inc, Qorvo Inc and Skyworks Solutions Inc.
Broadcom makes a range of wireless components for iPhones and said last month it had signed a deal to supply Apple for contracts worth as much as US$15 billion. Sales to Apple accounted for 20 percent of its annual revenue in fiscal 2019.
Qorvo, which sells parts that help phones connect to wireless data networks, generated around one third of its revenue from Apple in fiscal 2019. Skyworks, another wireless component supplier, got more than 10 percent of its annual revenue from Apple.
Other US suppliers to Apple include Texas Instruments Inc. Its battery charging chips have been found in iPhone teardowns, although the company sells across a broad spectrum of the electronics industry.
In Europe, the Netherlands’ NXP Semiconductors supplies Apple with the near-field communications chips used in the iPhone’s Apple Pay contactless payments feature, according to TechInsights teardowns and industry analysts.
Chips made by Franco-Italian firm STMicroelectronics are used for wireless battery charging and for infrared cameras in iPhones, according to teardowns. Its shares lost 3.5 percent in morning trade.
Investors in chipmakers have until now have been willing to look past temporary coronavirus disruptions, hoping for a sales recovery in the second half, said Bernstein’s Rasgon.
Mike Fawkes, who previously ran supply chain operations for Hewlett-Packard, said even if it wanted to, Apple was unlikely to find alternative production sources soon.
“They’re stuck with China for some period of time,” he said. “It’s very hard when you’re managing a big battleship like they are.”

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